NBER Papers on Insurance Working Group

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2022
w29956 Christopher J. Cronin
Matthew C. Harris
Nicolas R. Ziebarth

The Anatomy of U.S. Sick Leave Schemes: Evidence from Public School Teachers
w29869 Pietro Tebaldi
Estimating Equilibrium in Health Insurance Exchanges: Price Competition and Subsidy Design under the ACA
w29777 Viral V. Acharya
Ryan Banerjee
Matteo Crosignani
Tim Eisert
Renée Spigt

Exorbitant Privilege? Quantitative Easing and the Bond Market Subsidy of Prospective Fallen Angels
w29735 Leemore Dafny
Kate Ho
Edward Kong

How Do Copayment Coupons Affect Branded Drug Prices and Quantities Purchased?
w29703 Gabriel Chodorow-Reich
Peter Ganong
Jonathan Gruber

Should We Have Automatic Triggers for Unemployment Benefit Duration And How Costly Would They Be?
w29679 Ralph S. J. Koijen
Motohiro Yogo

Understanding the Ownership Structure of Corporate Bonds
w29649 Isaac Ehrlich
Yong Yin

A Cross-Country Comparison of Old Age Financial Readiness in Asian Countries vs. the United States: The Case of Japan and the Republic of Korea
2021
w29541 Marika Cabral
Marcus Dillender

Gender Differences in Medical Evaluations: Evidence from Randomly Assigned Doctors
w29471 Marika Cabral
Colleen Carey
Sarah Miller

The Impact of Provider Payments on Health Care Utilization of Low-Income Individuals: Evidence from Medicare and Medicaid
w29419 Christina D. Romer
David H. Romer

A Social Insurance Perspective on Pandemic Fiscal Policy: Implications for Unemployment Insurance and Hazard Pay
w29406 Michael J. Dickstein
Kate Ho
Nathaniel D. Mark

Market Segmentation and Competition in Health Insurance
w29270 Anthony A. DeFusco
Huan Tang
Constantine Yannelis

Measuring the Welfare Cost of Asymmetric Information in Consumer Credit Markets
w29240 Hanming Fang
Dirk Krueger

The Affordable Care Act After a Decade: Its Impact on the Labor Market and the Macro Economy
w29214 Daniel Herbst
Nathaniel Hendren

Opportunity Unraveled: Private Information and the Missing Markets for Financing Human Capital
w29207 Erasmo Giambona
Anil Kumar
Gordon M. Phillips

Hedging and Competition
w29178 Benjamin R. Handel
Jonathan T. Kolstad

The Affordable Care Act After a Decade: Industrial Organization of the Insurance Exchanges
w29111 Daniel Keniston
Bradley J. Larsen
Shengwu Li
J.J. Prescott
Bernardo S. Silveira
Chuan Yu

Fairness in Incomplete Information Bargaining: Theory and Widespread Evidence from the Field
w29097 Evan Saltzman
Ashley Swanson
Daniel Polsky

Inertia, Market Power, and Adverse Selection in Health Insurance: Evidence from the ACA Exchanges
w29096 Yizhou Jin
Shoshana Vasserman

Buying Data from Consumers: The Impact of Monitoring Programs in U.S. Auto Insurance
w29069 Michael J. Gropper
Camelia M. Kuhnen

Wealth and Insurance Choices: Evidence from US Households
w29039 Liran Einav
Amy Finkelstein
Neale Mahoney

The IO of Selection Markets
w29030 Ralph S. J. Koijen
Motohiro Yogo

The Evolution from Life Insurance to Financial Engineering
w29025 Ariel Pakes
Jack R. Porter
Mark Shepard
Sophie Calder-Wang

Unobserved Heterogeneity, State Dependence, and Health Plan Choices
w29010 Abe Dunn
Joshua D. Gottlieb
Adam Shapiro
Daniel J. Sonnenstuhl
Pietro Tebaldi

A Denial a Day Keeps the Doctor Away
w28978 Dan Zeltzer
Liran Einav
Joseph Rashba
Ran D. Balicer

The Impact of Increased Access to Telemedicine
w28952 Johannes Brumm
Xiangyu Feng
Laurence J. Kotlikoff
Felix Kubler

Deficit Follies
w28951 Johannes Brumm
Xiangyu Feng
Laurence J. Kotlikoff
Felix Kubler

When Interest Rates Go Low, Should Public Debt Go High?
w28944 Mark Duggan
Craig Garthwaite
Adelina Yanyue Wang

Heterogeneity in the Impact of Privatizing Social Health Insurance: Evidence from California's Medicaid Program
w28919 Mark Duggan
Irena Dushi
Sookyo Jeong
Gina Li

The Effect of Changes in Social Security's Delayed Retirement Credit: Evidence from Administrative Data
w28852 Manasi Deshpande
Lee Lockwood

Beyond Health: Non-Health Risk and the Value of Disability Insurance
w28809 Anna Werbeck
Ansgar Wübker
Nicolas R. Ziebarth

Cream Skimming by Health Care Providers and Inequality in Health Care Access: Evidence from a Randomized Field Experiment
w28779 Victoria R. Marone
Adrienne Sabety

Should There Be Vertical Choice in Health Insurance Markets?
w28762 Betsy Q. Cliff
Sarah Miller
Jeffrey T. Kullgren
John Z. Ayanian
Richard Hirth

Adverse Selection in Medicaid: Evidence from Discontinuous Program Rules
w28755 Craig Garthwaite
Rebecca Sachs
Ariel Dora Stern

Which Markets (Don't) Drive Pharmaceutical Innovation? Evidence From U.S. Medicaid Expansions
w28741 M. Kate Bundorf
Jill DeMatteis
Grant Miller
Maria Polyakova
Jialu L. Streeter
Jonathan Wivagg

Risk Perceptions and Protective Behaviors: Evidence from COVID-19 Pandemic
w28630 Adrianna L. McIntyre
Mark Shepard
Myles Wagner

Can Automatic Retention Improve Health Insurance Market Outcomes?
w28628 Chi Heem Wong
Dexin Li
Nina Wang
Jonathan Gruber
Rena M. Conti
Andrew W. Lo

Estimating the Financial Impact of Gene Therapy in the U.S.
w28576 Michael Geruso
Michael R. Richards

Trading Spaces: Medicare's Regulatory Spillovers on Treatment Setting for Non-Medicare Patients
w28565 W. Bentley MacLeod
A Welfare Analysis of Competitive Insurance Markets with Vertical Differentiation and Adverse Selection
w28557 James M. Poterba
Adam Solomon

Discount Rates, Mortality Projections, and Money's Worth Calculations for US Individual Annuities
w28529 Colleen Carey
Sharing the Burden of Subsidization: Evidence on Pass-Through from a Subsidy Revision in Medicare Part D
w28507 Lucie Gadenne
Samuel Norris
Monica Singhal
Sandip Sukhtankar

In-Kind Transfers as Insurance
w28489 Gaetano Gaballo
Guillermo Ordoñez

The Two Faces of Information
w28439 Amitabh Chandra
Evan Flack
Ziad Obermeyer

The Health Costs of Cost-Sharing
w28430 Long Hong
Corina Mommaerts

Time Aggregation in Health Insurance Deductibles
w28331 Zarek C. Brot-Goldberg
Timothy Layton
Boris Vabson
Adelina Yanyue Wang

The Behavioral Foundations of Default Effects: Theory and Evidence from Medicare Part D

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