Members of the NBER's Insurance Working Group met April 24 online. Research Associates Benjamin R. Handel of the University of California, Berkeley, Ralph S. J. Koijen of the University of Chicago, and Motohiro Yogo of Princeton University organized the meeting. These researchers' papers were presented and discussed:
Katherine R.H. Wagner, Yale University, "Adaptation and Adverse Selection in Markets for Natural Disaster Insurance"
Naoki Aizawa, University of Wisconsin-Madison and NBER, and You Suk Kim, Federal Reserve Board, "Government Advertising in Market-Based Public Programs: Evidence from the Health Insurance Marketplace"
Bo Becker and Marcus Opp, Stockholm School of Economics, and Farzad Saidi, Boston University, "Regulatory Forbearance in the US Insurance Industry: The Effects of Eliminating Capital Requirements"
Laura Abrardi, Politecnico di Torino, and Luca V. A. Colombo and Piero Tedeschi, Università Cattolica del Sacro Cuore, "The Value of Ignoring Risk: Competition between Better Informed Insurers"
Weiling Liu, Northeastern University, and Jessica Liu, Cornerstone Consulting, "The Effect of Political Frictions on Long-Term Care Insurance"
Ishita Sen, Harvard University, and Varun Sharma, London Business School, "Internal Models, Make-Believe Prices, and Bond Market Cornering"
Carles Vergara-Alert, IESE Business School, and Richard Stanton, Nancy Wallace, and Paulo Issler, University of California, Berkeley, "Mortgage Markets with Climate-Change Risk: Evidence from Wildfires in California"
Markus K. Brunnermeier, Princeton University and NBER; Rohit Lamba, Pennsylvania State University; and Carlos Segura-Rodriguez, Banco Central de Costa Rica, "Inverse Selection"
David Schoenherr, Princeton University; Janis Skrastins, Washington University in St. Louis; Dimas M. Fazio, London Business School; and Bernadus Doornik, Banco Central do Brasil, "Unemployment Insurance as a Subsidy to Risky Firms"
Nicola Gennaioli, Bocconi University; Rafael La Porta, Brown University and NBER; Florencio Lopez-de-Silanes, SKEMA Business School and NBER; and Andrei Shleifer, Harvard University and NBER, "Trust and Insurance Contracts"
Yizhou Jin, University of California, Berkeley, and Shoshana Vasserman, Stanford University, "Buying Data from Consumers: The Impact of Monitoring Programs in US Auto Insurance"
Summaries of these papers are at