NBER Papers in JEL Code D1: Microeconomics - Household Behavior and Family Economics

2022
w29948 Matthias Doepke
Anne Hannusch
Fabian Kindermann
Michèle Tertilt

The Economics of Fertility: A New Era
w29881 Jonathan A. Parker
Antoinette Schoar
Allison T. Cole
Duncan Simester

Household Portfolios and Retirement Saving over the Life Cycle
w29878 Bruce D. Meyer
Connacher Murphy
James X. Sullivan

Changes in the Distribution of Economic Well-Being during the COVID-19 Pandemic: Evidence from Nationally Representative Consumption Data
w29868 Wenli Li
Costas Meghir
Florian Oswald

Consumer Bankruptcy, Mortgage Default and Labor Supply
w29856 Scott R. Baker
Efraim Benmelech
Zhishu Yang
Qi Zhang

Fertility and Savings: The Effect of China's Two-Child Policy on Household Savings
w29844 Kieron Barclay
Dalton Conley

The Influence of Cousin Order and Cousin Group Size on Educational Outcomes
w29832 Casey B. Mulligan
Personal Increasing Returns: Analytics and Applications
w29825 Francesco D’Acunto
Ulrike Malmendier
Michael Weber

What Do the Data Tell Us About Inflation Expectations?
w29764 Jeremy Greenwood
Nezih Guner
Karen A. Kopecky

The Downward Spiral
w29715 Chiara Farronato
Georgios Zervas

Consumer Reviews and Regulation: Evidence from NYC Restaurants
w29689 Katja Hanewald
Hazel Bateman
Hanming Fang
Tin Long Ho

Long-Term Care Insurance Financing Using Home Equity Release: Evidence from an Online Experimental Survey
w29671 Erica M. Field
Rohini Pande
Natalia Rigol
Simone G. Schaner
Elena M. Stacy
Charity M. Troyer Moore

Understanding Rural Households' Time Use in a Developing Setting: Validating a Low-Cost Time Use Module
w29664 David Laibson
Peter Maxted
Benjamin Moll

A Simple Mapping from MPCs to MPXs
w29648 Jonathan A. Parker
Jake Schild
Laura Erhard
David Johnson

Household Spending Responses to the Economic Impact Payments of 2020: Evidence from the Consumer Expenditure Survey
w29646 Robert C. Feenstra
Luca Macedoni
Mingzhi Xu

Large Firms, Consumer Heterogeneity and the Rising Share of Profits
w29634 John Ameriks
Andrew Caplin
Minjoon Lee
Matthew D. Shapiro
Christopher Tonetti

Cognitive Decline, Limited Awareness, Imperfect Agency, and Financial Well-being
2021
w29616 B. Douglas Bernheim
Daniel Björkegren
Jeffrey Naecker
Michael Pollmann

Causal Inference from Hypothetical Evaluations
w29573 Valentina Brailovskaya
Pascaline Dupas
Jonathan Robinson

Is Digital Credit Filling a Hole or Digging a Hole? Evidence from Malawi
w29571 Taryn Dinkelman
L. Rachel Ngai

Time Use and Gender in Africa in Times of Structural Transformation
w29566 Ricardo Godoy
Dean Karlan
Jonathan Zinman

Randomization for Causality, Ethnography for Mechanisms: Illiquid Savings for Liquor in an Autarkic Society
w29559 Victor Duarte
Julia Fonseca
Aaron S. Goodman
Jonathan A. Parker

Simple Allocation Rules and Optimal Portfolio Choice Over the Lifecycle
w29527 Benjamin L. Collier
Cameron Ellis
Benjamin J. Keys

The Cost of Consumer Collateral: Evidence from Bunching
w29451 Ángel Cuevas
Rubén Cuevas
Klaus Desmet
Ignacio Ortuño-Ortín

The Gender Gap in Preferences: Evidence from 45,397 Facebook Interests
w29442 Ruediger Bachmann
Benjamin Born
Olga Goldfayn-Frank
Georgi Kocharkov
Ralph Luetticke
Michael Weber

A Temporary VAT Cut as Unconventional Fiscal Policy
w29386 Gabriel Garber
Atif R. Mian
Jacopo Ponticelli
Amir Sufi

Household Credit as Stimulus? Evidence from Brazil
w29378 Andrew Caplin
Economic Data Engineering
w29305 Steven T. Berry
Philip A. Haile

Foundations of Demand Estimation
w29279 Francesco D’Acunto
Daniel Hoang
Maritta Paloviita
Michael Weber

Human Frictions in the Transmission of Economic Policies
w29270 Anthony A. DeFusco
Huan Tang
Constantine Yannelis

Measuring the Welfare Cost of Asymmetric Information in Consumer Credit Markets
w29257 Amit Gandhi
Aviv Nevo

Empirical Models of Demand and Supply in Differentiated Products Industries
w29198 Haaris Mateen
Joseph E. Stiglitz
Jungyoll Yun

Income-Contingent Loans As an Unemployment Benefit
w29188 Jeehoon Han
Bruce D. Meyer
James X. Sullivan

The Consumption, Income, and Well-Being of Single Mother Headed Families 25 Years After Welfare Reform
w29169 Constantine Yannelis
Anthony Lee Zhang

Competition and Selection in Credit Markets
w29130 Lance Lochner
Qian Liu
Martin Gervais

Return on Student Loans in Canada
w29094 David Laibson
Peter Maxted
Benjamin Moll

Present Bias Amplifies the Household Balance-Sheet Channels of Macroeconomic Policy
w29077 Peter Arcidiacono
Karthik Muralidharan
Eun-young Shim
John D. Singleton

Experimentally Validating Welfare Evaluation of School Vouchers: Part I
w29069 Michael J. Gropper
Camelia M. Kuhnen

Wealth and Insurance Choices: Evidence from US Households
w29061 Julieta Caunedo
Namrata Kala

Mechanizing Agriculture
w29027 Scott R. Baker
Lorenz Kueng

Household Financial Transaction Data
w29025 Ariel Pakes
Jack R. Porter
Mark Shepard
Sophie Calder-Wang

Unobserved Heterogeneity, State Dependence, and Health Plan Choices
w29000 Mikhail Golosov
Michael Graber
Magne Mogstad
David Novgorodsky

How Americans Respond to Idiosyncratic and Exogenous Changes in Household Wealth and Unearned Income
w28975 Benjamin Lockwood
Hunt Allcott
Dmitry Taubinsky
Afras Y. Sial

What Drives Demand for State-Run Lotteries? Evidence and Welfare Implications
w28956 Paolina C. Medina
Michaela Pagel

Does Saving Cause Borrowing?
w28938 Orazio Attanasio
Agnes Kovacs
Patrick Moran

Temptation and Incentives to Wealth Accumulation
w28936 Hunt Allcott
Matthew Gentzkow
Lena Song

Digital Addiction
w28897 Yuanyuan Deng
Hanming Fang
Katja Hanewald
Shang Wu

Delay the Pension Age or Adjust the Pension Benefit? Implications for Labor Supply and Individual Welfare in China
w28883 Paula A. Calvo
Ilse Lindenlaub
Ana Reynoso

Marriage Market and Labor Market Sorting
w28874 Magne Mogstad
Gaute Torsvik

Family Background, Neighborhoods and Intergenerational Mobility
w28854 Long Chen
Yadong Huang
Shumiao Ouyang
Wei Xiong

The Data Privacy Paradox and Digital Demand
w28844 John J. Conlon
Malavika Mani
Gautam Rao
Matthew W. Ridley
Frank Schilbach

Learning in the Household
w28828 Mariacristina De Nardi
Eric French
John Bailey Jones
Rory McGee

Why Do Couples and Singles Save During Retirement?
w28825 John A. List
Ragan Petrie
Anya Samek

How Experiments with Children Inform Economics
w28799 Hunt Allcott
Joshua J. Kim
Dmitry Taubinsky
Jonathan Zinman

Are High-Interest Loans Predatory? Theory and Evidence from Payday Lending
w28781 Stephen L. Ross
Yuan Wang

Mortgage Lenders and the Geographic Concentration of Foreclosures
w28765 Jialan Wang
Kathleen Burke

The Effects of Disclosure and Enforcement on Payday Lending in Texas
w28731 Jose Maria Barrero
Nicholas Bloom
Steven J. Davis

Why Working from Home Will Stick
w28723 Tabea Bucher-Koenen
Rob J. Alessie
Annamaria Lusardi
Maarten van Rooij

Fearless Woman: Financial Literacy and Stock Market Participation
w28721 Olivia S. Mitchell
Robert L. Clark
Annamaria Lusardi

What Explains Low Old-Age Income? Evidence from the Health and Retirement Study
w28716 Dean Yang
James Allen IV
Arlete Mahumane
James Riddell IV
Hang Yu

Knowledge, Stigma, and HIV Testing: An Analysis of a Widespread HIV/AIDS Program
w28714 Gauthier Marchais
Christian M. Mugaruka
Raúl Sanchez de la Sierra
David Qihang Wu

The Forging of a Rebel
w28688 Lars Kirkebøen
Edwin Leuven
Magne Mogstad

College as a Marriage Market
w28669 Kristy Fan
Tyler J. Fisher
Andrew A. Samwick

The Insurance Value of Financial Aid
w28656 Jeremy Greenwood
Nezih Guner
Ricardo Marto

The Great Transition: Kuznets Facts for Family-Economists
w28632 Titan Alon
Sena Coskun
Matthias Doepke
David Koll
Michèle Tertilt

From Mancession to Shecession: Women's Employment in Regular and Pandemic Recessions
w28626 Seema Jayachandran
Monica Biradavolu
Jan Cooper

Using Machine Learning and Qualitative Interviews to Design a Five-Question Women's Agency Index
w28618 Bart J. Bronnenberg
Jean-Pierre H. Dubé
Joonhwi Joo

Millennials and the Take-Off of Craft Brands: Preference Formation in the U.S. Beer Industry
w28611 Lasse Brune
Eric Chyn
Jason T. Kerwin

Pay Me Later: Savings Constraints and the Demand for Deferred Payments
w28607 David McKenzie
Aakash Mohpal
Dean Yang

Aspirations and Financial Decisions: Experimental Evidence from the Philippines
w28584 Zhuoqiong Charlie Chen
Christopher T. Stanton
Catherine Thomas

Information Spillovers in Experience Goods Competition
w28574 Asaf Bernstein
Peter Koudijs

The Mortgage Piggy Bank: Building Wealth through Amortization
w28473 Thomas J. Sargent
Neng Wang
Jinqiang Yang

Stochastic Earnings Growth and Equilibrium Wealth Distributions
w28490 Vanya Horneff
Raimond Maurer
Olivia S. Mitchell

Do Required Minimum Distribution 401(k) Rules Matter, and For Whom? Insights from a Lifecycle Model
w28469 John Chalmers
Olivia S. Mitchell
Jonathan Reuter
Mingli Zhong

Auto-Enrollment Retirement Plans for the People: Choices and Outcomes in OregonSaves
w28430 Long Hong
Corina Mommaerts

Time Aggregation in Health Insurance Deductibles
w28400 Joseph G. Altonji
Disa M. Hynsjo
Ivan Vidangos

Marriage Dynamics, Earnings Dynamics, and Lifetime Family Income
w28396 Jason Scott
John B. Shoven
Sita Slavov
John G. Watson

Is Automatic Enrollment Consistent with a Life Cycle Model?
w28371 Robert W. Hahn
Robert D. Metcalfe

Efficiency and Equity Impacts of Energy Subsidies
w28365 Abhijit Banerjee
Emily Breza
Arun G. Chandrasekhar
Esther Duflo
Matthew O. Jackson
Cynthia Kinnan

Changes in Social Network Structure in Response to Exposure to Formal Credit Markets
w28360 Tatyana Deryugina
Olga Shurchkov
Jenna E. Stearns

COVID-19 Disruptions Disproportionately Affect Female Academics
w28338 Supreet Kaur
Sendhil Mullainathan
Suanna Oh
Frank Schilbach

Do Financial Concerns Make Workers Less Productive?
w28325 Kevin Boudreau
Promoting Platform Takeoff and Self-Fulfilling Expectations: Field Experimental Evidence
2020
w28312 Naomi Feldman
Ori Heffetz

A Grant to Every Citizen: Survey Evidence of the Impact of a Direct Government Payment in Israel
w28295 Jessamyn Schaller
Chase S. Eck

Family Support in Hard Times: Dynamics of Intergenerational Exchange after Adverse Events
w28294 Mariacristina De Nardi
Giulio Fella
Gonzalo Paz-Pardo

Wage Risk and Government and Spousal Insurance
w28288 Marco Castillo
John A. List
Ragan Petrie
Anya Samek

Detecting Drivers of Behavior at an Early Age: Evidence from a Longitudinal Field Experiment
w28262 Seth Garz
Xavier Giné
Dean Karlan
Rafe Mazer
Caitlin Sanford
Jonathan Zinman

Consumer Protection for Financial Inclusion in Low and Middle Income Countries: Bridging Regulator and Academic Perspectives
w28254 B. Douglas Bernheim
Jonas Mueller Gastell

Optimal Default Options: The Case for (Weighted) Opt-Out Minimization
w28217 Asta Breinholt
Dalton Conley

Child-Driven Parenting: Differential Early Childhood Investment by Offspring Genotype
w28208 Ariel Goldszmidt
John A. List
Robert D. Metcalfe
Ian Muir
V. Kerry Smith
Jenny Wang

The Value of Time in the United States: Estimates from Nationwide Natural Field Experiments
w28207 Robert L. Clark
Annamaria Lusardi
Olivia S. Mitchell

Financial Fragility during the COVID-19 Pandemic
w28175 Sylvain Catherine
Constantine Yannelis

The Distributional Effects of Student Loan Forgiveness
w28169 Carla Varona Cervantes
Russell Cooper

Labor Market Implications of Education MisMatch
w28151 Olivia S. Kim
Jonathan A. Parker
Antoinette Schoar

Revenue Collapses and the Consumption of Small Business Owners in the Early Stages of the COVID-19 Pandemic
w28125 Marco Angrisani
Jeremy Burke
Annamaria Lusardi
Gary Mottola

The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data
w28118 Zhiguo He
Jing Huang
Jidong Zhou

Open Banking: Credit Market Competition When Borrowers Own the Data
w28099 Kristoffer B. Hvidberg
Claus Kreiner
Stefanie Stantcheva

Social Positions and Fairness Views on Inequality
w28089 Cynthia Kinnan
Krislert Samphantharak
Robert Townsend
Diego A. Vera Cossio

Insurance and Propagation in Village Networks
w28049 Alison Andrew
Orazio Attanasio
Britta Augsburg
Jere Behrman
Monimalika Day
Pamela Jervis
Costas Meghir
Angus Phimister

Mothers' Social Networks and Socioeconomic Gradients of Isolation
w28039 Gene Amromin
Neil Bhutta
Benjamin J. Keys

Refinancing, Monetary Policy, and the Credit Cycle
w28011 Samantha Horn
Julian Jamison
Dean Karlan
Jonathan Zinman

Does Lasting Behavior Change Require Knowledge Change? Evidence From Savings Interventions For Young Adults
w27989 Asaf Bernstein
Stephen B. Billings
Matthew Gustafson
Ryan Lewis

Partisan Residential Sorting on Climate Change Risk
w27979 Alexander W. Butler
Bruce I. Carlin
Alan D. Crane
Boyang Liu
James P. Weston

The Value of Social Status
w27971 John B. Shoven
Daniel B. Walton

An Analysis of the Performance of Target Date Funds
w27964 Ross Levine
Chen Lin
Mingzhu Tai
Wensi Xie

How Did Depositors Respond to COVID-19?
w27956 Orazio Attanasio
Kieran P. Larkin
Morten O. Ravn
Mario Padula

(S)Cars and the Great Recession
w27944 Orazio Attanasio
Agnes Kovacs
Patrick Moran

Temptation and Commitment: Understanding Hand-to-Mouth Behavior
w27876 Christopher D. Carroll
Edmund Crawley
Jiri Slacalek
Matthew N. White

Modeling the Consumption Response to the CARES Act
w27869 Charles Yuji Horioka
Is the Selfish Life-Cycle Model More Applicable in Japan and, If So, Why? A Literature Survey
w27838 Elizabeth M. Caucutt
Lance Lochner
Joseph Mullins
Youngmin Park

Child Skill Production: Accounting for Parental and Market-Based Time and Goods Investments
w27773 Nicola Fuchs-Schündeln
Dirk Krueger
Alexander Ludwig
Irina Popova

The Long-Term Distributional and Welfare Effects of Covid-19 School Closures
w27757 David E. Bloom
Michael Kuhn
Klaus Prettner

Modern Infectious Diseases: Macroeconomic Impacts and Policy Responses
w27745 Erol Akcay
David Hirshleifer

Social Finance: Cultural Evolution, Transmission Bias and Market Dynamics
w27740 Scott R. Baker
Stephanie G. Johnson
Lorenz Kueng

Financial Returns to Household Inventory Management
w27717 Jacob Bastian
Lance Lochner

The EITC and Maternal Time Use: More Time Working and Less Time with Kids?
w27709 Tullio Jappelli
Luigi Pistaferri

Permanent Income Shocks, Target Wealth, and the Wealth Gap
w27704 Steven T. Berry
Philip A. Haile

Nonparametric Identification of Differentiated Products Demand Using Micro Data
w27677 Cormac O'Dea
David Sturrock

Survival Pessimism and the Demand for Annuities
w27660 Titan Alon
Matthias Doepke
Jane Olmstead-Rumsey
Michèle Tertilt

This Time It's Different: The Role of Women's Employment in a Pandemic Recession
w27658 Sandra E. Black
Jeffrey T. Denning
Lisa J. Dettling
Sarena Goodman
Lesley J. Turner

Taking It to the Limit: Effects of Increased Student Loan Availability on Attainment, Earnings, and Financial Well-Being
w27646 Marco Di Maggio
Amir Kermani
Rodney Ramcharan
Vincent Yao
Edison Yu

The Pass-Through of Uncertainty Shocks to Households
w27596 Jianwei Xing
Eric Zou
Zhentao Yin
Yong Wang
Zhenhua Li

"Quick Response" Economic Stimulus: The Effect of Small-Value Digital Coupons on Spending
w27577 Mark L. Egan
Shan Ge
Johnny Tang

Conflicting Interests and the Effect of Fiduciary Duty -- Evidence from Variable Annuities
w27575 Jacob Goldin
Tatiana Homonoff
Richard W. Patterson
William L. Skimmyhorn

How Much to Save? Decision Costs and Retirement Plan Participation
w27570 Pascaline Dupas
Basimenye Nhlema
Zachary Wagner
Aaron Wolf
Emily Wroe

Expanding Access to Clean Water for the Rural Poor: Experimental Evidence from Malawi
w27539 John A. Tauras
Megan C. Diaz
Barbara Schillo
Donna Vallone

The Impact of State Tobacco Control Spending on High School Student Vaping
w27459 John Beshears
James J. Choi
Christopher Clayton
Christopher Harris
David Laibson
Brigitte C. Madrian

Optimal Illiquidity
w27437 Kory Kroft
René Leal Vizcaíno
Matthew J. Notowidigdo
Ting Wang

Parallel Inverse Aggregate Demand Curves in Discrete Choice Models
w27417 Leonardo Bursztyn
Aakaash Rao
Christopher P. Roth
David H. Yanagizawa-Drott

Misinformation During a Pandemic
w27409 Kory Kroft
Jean-William P. Laliberté
René Leal-Vizcaíno
Matthew J. Notowidigdo

Salience and Taxation with Imperfect Competition
w27399 Francesco D’Acunto
Daniel Hoang
Michael Weber

Managing Households' Expectations with Unconventional Policies
w27381 Peter John Robinson
W.J. Wouter Botzen
Howard Kunreuther
Shereen J. Chaudhry

Default Options and Insurance Demand
w27348 Richard Blundell
Margherita Borella
Jeanne Commault
Mariacristina De Nardi

Why Does Consumption Fluctuate in Old Age and How Should the Government Insure It?
w27336 John Cawley
Euna Han
Jiyoon Kim
Edward C. Norton

Sibling Correlation in Educational Attainment: A Test of Genetic Nurture
w27242 Henrik Kleven
Sufficient Statistics Revisited
w27230 Yongheng Deng
Yang Tang
Ping Wang
Jing Wu

Spatial Misallocation in Chinese Housing and Land Markets
w27210 Jeanne Lafortune
Corinne Low

Collateralized Marriage
w27174 Manuel Flores Mallo
Barbara L. Wolfe

The Influence of Early Life Health Conditions on Life Course Health
w27123 William G. Gale
Hilary Gelfond
Jason J. Fichtner
Benjamin H. Harris

The Wealth of Generations, With Special Attention to the Millennials
w27110 John Sabelhaus
Alice Henriques Volz

Social Security Wealth, Inequality, and Lifecycle Saving
w27097 Scott R. Baker
R. A. Farrokhnia
Steffen Meyer
Michaela Pagel
Constantine Yannelis

Income, Liquidity, and the Consumption Response to the 2020 Economic Stimulus Payments
w27057 Tim Kaiser
Annamaria Lusardi
Lukas Menkhoff
Carly J. Urban

Financial Education Affects Financial Knowledge and Downstream Behaviors
w27051 Christopher Hansman
Harrison Hong
Áureo de Paula
Vishal Singh

A Sticky-Price View of Hoarding
w27035 Shilpa Aggarwal
Valentina Brailovskaya
Jonathan Robinson

Saving for Multiple Financial Needs: Evidence from Lockboxes and Mobile Money in Malawi
w27026 J. Carter Braxton
Kyle F. Herkenhoff
Gordon M. Phillips

Can the Unemployed Borrow? Implications for Public Insurance
w27010 Mark Garmaise
Yaron Levi
Hanno Lustig

Spending Less After (Seemingly) Bad News
w27000 Hunt Allcott
Charlie Rafkin

Optimal Regulation of E-cigarettes: Theory and Evidence
w26994 Howard Kunreuther
Mark Pauly

Do People Have a Bias for Low-Deductible Insurance?
w26986 Luigi Ventura
Charles Yuji Horioka

The Wealth Decumulation Behavior of the Retired Elderly in Italy: The Importance of Bequest Motives and Precautionary Saving
w26949 Scott R. Baker
R.A. Farrokhnia
Steffen Meyer
Michaela Pagel
Constantine Yannelis

How Does Household Spending Respond to an Epidemic? Consumption During the 2020 COVID-19 Pandemic
w26947 Titan Alon
Matthias Doepke
Jane Olmstead-Rumsey
Michèle Tertilt

The Impact of COVID-19 on Gender Equality
w26914 Paul Goldsmith-Pinkham
Kelly Shue

The Gender Gap in Housing Returns
w26890 David Atkin
Benjamin Faber
Thibault Fally
Marco Gonzalez-Navarro

Measuring Welfare and Inequality with Incomplete Price Information
w26879 John Bailey Jones
Mariacristina De Nardi
Eric French
Rory McGee
Rachel Rodgers

Medical Spending, Bequests, and Asset Dynamics Around the Time of Death
w26850 Philippe De Vreyer
Sylvie Lambert
Martin Ravallion

Unpacking Household Engel Curves
w26837 Francesco D’Acunto
Ulrike Malmendier
Michael Weber

Gender Roles and the Gender Expectations Gap
w26818 Christine Laudenbach
Ulrike Malmendier
Alexandra Niessen-Ruenzi

The Long-lasting Effects of Living under Communism on Attitudes towards Financial Markets
w26817 Francesco D’Acunto
Thomas Rauter
Christoph K. Scheuch
Michael Weber

Perceived Precautionary Savings Motives: Evidence from FinTech
w26795 Jean-Pierre H. Dubé
Ali Hortaçsu
Joonhwi Joo

Random-Coefficients Logit Demand Estimation with Zero-Valued Market Shares
w26787 Philip Armour
Melanie A. Zaber

Does Student Loan Forgiveness Drive Disability Application?
w26784 Jason S. Scott
John B. Shoven
Sita N. Slavov
John G. Watson

Can Low Retirement Savings Be Rationalized?
w26700 Mattia Landoni
Stephen P. Zeldes

Should the Government be Paying Investment Fees on $3 Trillion of Tax-Deferred Retirement Assets?
w26684 Olivia S. Mitchell
Stephen Utkus

Target Date Funds and Portfolio Choice in 401(k) Plans
w26667 Harold L. Cole
Dirk Krueger
George J. Mailath
Yena Park

Social Capital: A Double-Edged Sword
w26645 Bronson Argyle
Taylor D. Nadauld
Christopher Palmer

Real Effects of Search Frictions in Consumer Credit Markets
w26621 Charles Yuji Horioka
Emin Gahramanov
Aziz Hayat
Xueli Tang

The Impact of Bequest Motives on Retirement Behavior in Japan: A Theoretical and Empirical Analysis
w26608 Mark L. Egan
Alexander MacKay
Hanbin Yang

Recovering Investor Expectations from Demand for Index Funds
w26604 Kyle F. Herkenhoff
Gajendran Raveendranathan

Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry
2019
w26588 Andreas Fagereng
Martin Blomhoff Holm
Benjamin Moll
Gisle Natvik

Saving Behavior Across the Wealth Distribution: The Importance of Capital Gains
w26502 Joshua Goodman
Michael Hurwitz
Christine Mulhern
Jonathan Smith

O Brother, Where Start Thou? Sibling Spillovers in College Enrollment
w26498 John Beshears
James J. Choi
Mark Iwry
David John
David Laibson
Brigitte C. Madrian

Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts
w26488 Christopher R. Knittel
Shinsuke Tanaka

Driving Behavior and the Price of Gasoline: Evidence from Fueling-Level Micro Data
w26460 Zachary Wagner
Somalee Banerjee
Manoj Mohanan
Neeraj Sood

Does The Market Reward Quality?: Evidence from India
w26459 James J. Heckman
Tomáš Jagelka
Timothy D. Kautz

Some Contributions of Economics to the Study of Personality
w26437 Vanya Horneff
Raimond Maurer
Olivia S. Mitchell

How Would 401(k) 'Rothification' Alter Saving, Retirement Security, and Inequality?
w26424 Victor Chernozhukov
Jerry A. Hausman
Whitney K. Newey

Demand Analysis with Many Prices
w26411 Krzysztof Karbownik
Umut Özek

Setting a Good Example? Examining Sibling Spillovers in Educational Achievement Using a Regression Discontinuity Design
w26410 Jeremy Greenwood
Nezih Guner
Karen A. Kopecky

The Wife's Protector: A Quantitative Theory Linking Contraceptive Technology with the Decline in Marriage
w26406 Vanya Horneff
Daniel Liebler
Raimond Maurer
Olivia S. Mitchell

Money-Back Guarantees in Individual Retirement Accounts: Still a Good Deal?
w26357 Dietmar Fehr
Günther Fink
Kelsey Jack

Poverty, Seasonal Scarcity and Exchange Asymmetries
w26354 Sean Hundtofte
Arna Olafsson
Michaela Pagel

Credit Smoothing
w26328 Leandro Carvalho
Arna Olafsson
Dan Silverman

Misfortune and Mistake: The Financial Conditions and Decision-making Ability of High-cost Loan Borrowers
w26303 Alberto Bisin
Giulia Tura

Marriage, Fertility, and Cultural Integration in Italy
w26301 Job Boerma
Loukas Karabarbounis

Labor Market Trends and the Changing Value of Time
w26285 Gastón Illanes
Manisha Padi

Retirement Policy and Annuity Market Equilibria: Evidence from Chile
w26281 Richard Blundell
Ran Gu
Søren Leth-Petersen
Hamish Low
Costas Meghir

Durables and Lemons: Private Information and the Market for Cars
w26254 Tal Gross
Raymond Kluender
Feng Liu
Matthew J. Notowidigdo
Jialan Wang

The Economic Consequences of Bankruptcy Reform
w26237 Francesco D’Acunto
Ulrike Malmendier
Juan Ospina
Michael Weber

Exposure to Daily Price Changes and Inflation Expectations
w26217 Andrey Simonov
Jean-Pierre H. Dubé
Günter J. Hitsch
Peter E. Rossi

State-Dependent Demand Estimation with Initial Conditions Correction
w26209 Mark Rosenzweig
Junsen Zhang

Housing Prices, Inter-generational Co-residence, and "Excess" Savings by the Young: Evidence using Chinese Data
w26197 Daniel W. Elfenbein
Raymond Fisman
Brian McManus

The Impact of Socioeconomic and Cultural Differences on Online Trade
w26183 Stefan Gissler
Rodney Ramcharan
Edison Yu

The Effects of Competition in Consumer Credit Market
w26165 Stefania Albanesi
Domonkos F. Vamossy

Predicting Consumer Default: A Deep Learning Approach
w26142 Victor Couture
Cecile Gaubert
Jessie Handbury
Erik Hurst

Income Growth and the Distributional Effects of Urban Spatial Sorting
w26134 Brent Neiman
Joseph S. Vavra

The Rise of Niche Consumption
w26131 Christopher D. Carroll
Jiri Slacalek
Martin Sommer

Dissecting Saving Dynamics: Measuring Wealth, Precautionary, and Credit Effects
w26128 M. Martin Boyer
Philippe d'Astous
Pierre-Carl Michaud

Tax-Sheltered Retirement Accounts: Can Financial Education Improve Decisions?
w26117 Ruediger Bachmann
Gabriel Ehrlich
Ying Fan
Dimitrije Ruzic
Benjamin Leard

Firms and Collective Reputation: a Study of the Volkswagen Emissions Scandal
w26110 Jeremy Burke
Julian Jamison
Dean Karlan
Kata Mihaly
Jonathan Zinman

Credit Building or Credit Crumbling? A Credit Builder Loan's Effects on Consumer Behavior, Credit Scores and Their Predictive Power
w26091 Christopher Severen
Arthur van Benthem

Formative Experiences and the Price of Gasoline
w26082 Costas Meghir
Ahmed Mushfiq Mobarak
Corina D. Mommaerts
Melanie Morten

Migration and Informal Insurance: Evidence from a Randomized Controlled Trial and a Structural Model
w26072 Lucas W. Davis
James M. Sallee

Should Electric Vehicle Drivers Pay a Mileage Tax?
w26048 Tatiana Homonoff
Rourke O'Brien
Abigail B. Sussman

Does Knowing Your FICO Score Change Financial Behavior? Evidence from a Field Experiment with Student Loan Borrowers
w26036 Leandro Carvalho
Dan Silverman

Complexity and Sophistication
w25999 Dimitris Christelis
Dimitris Georgarakos
Tullio Jappelli
Luigi Pistaferri
Maarten van Rooij

Wealth Shocks and MPC Heterogeneity
w25997 Nicholas Z. Muller
Time Preference and the Great Depression: Evidence from Firewood Prices in Portland, Oregon
w25991 W. Erwin Diewert
Robert C. Feenstra

Estimating the Benefits of New Products
w25976 M. Kate Bundorf
Maria Polyakova
Ming Tai-Seale

How do Humans Interact with Algorithms? Experimental Evidence from Health Insurance
w25953 Justine S. Hastings
Ryan E. Kessler
Jesse M. Shapiro

The Effect of SNAP on the Composition of Purchased Foods: Evidence and Implications
w25929 Orazio Attanasio
Matthew Bird
Lina Cardona-Sosa
Pablo Lavado

Freeing Financial Education via Tablets: Experimental Evidence from Colombia
w25905 Benjamin M. Marx
Lesley J. Turner

Student Loan Choice Overload
w25876 John Beshears
James J. Choi
David Laibson
Brigitte C. Madrian
William L. Skimmyhorn

Borrowing to Save? The Impact of Automatic Enrollment on Debt
w25845 Kenneth Gillingham
Sébastien Houde
Arthur van Benthem

Consumer Myopia in Vehicle Purchases: Evidence from a Natural Experiment
w25810 Marco Di Maggio
Ankit Kalda
Vincent Yao

Second Chance: Life without Student Debt
w25770 David Altig
Alan J. Auerbach
Patrick C. Higgins
Darryl R. Koehler
Laurence J. Kotlikoff
Michael Leiseca
Ellyn Terry
Yifan Ye

Did the 2017 Tax Reform Discriminate against Blue State Voters?
w25761 Daniel Cooper
María José Luengo-Prado
Jonathan A. Parker

The Local Aggregate Effects of Minimum Wage Increases
w25757 Michael Gelman
Shachar Kariv
Matthew D. Shapiro
Dan Silverman

Rational Illiquidity and Consumption: Theory and Evidence from Income Tax Withholding and Refunds
w25750 Hugh Hoikwang Kim
Raimond Maurer
Olivia S. Mitchell

How Cognitive Ability and Financial Literacy Shape the Demand for Financial Advice at Older Ages
w25722 Sébastien Houde
Erica Myers

Heterogeneous (Mis-) Perceptions of Energy Costs: Implications for Measurement and Policy Design
w25718 Paul D. Adams
Stefan Hunt
Christopher Palmer
Redis Zaliauskas

Testing the Effectiveness of Consumer Financial Disclosure: Experimental Evidence from Savings Accounts
w25711 Ingvild Almås
Johannes Haushofer
Jeremy P. Shapiro

The Income Elasticity for Nutrition: Evidence from Unconditional Cash Transfers in Kenya
w25693 David Atkin
Eve Colson-Sihra
Moses Shayo

How Do We Choose Our Identity? A Revealed Preference Approach Using Food Consumption
w25685 Adrien Auclert
Will S. Dobbie
Paul Goldsmith-Pinkham

Macroeconomic Effects of Debt Relief: Consumer Bankruptcy Protections in the Great Recession
w25668 Bronson Argyle
Taylor D. Nadauld
Christopher Palmer

Monthly Payment Targeting and the Demand for Maturity
w25642 Manasi Deshpande
Tal Gross
Yalun Su

Disability and Distress: The Effect of Disability Programs on Financial Outcomes
w25627 Johannes Haushofer
Charlotte Ringdal
Jeremy P. Shapiro
Xiao Yu Wang

Income Changes and Intimate Partner Violence: Evidence from Unconditional Cash Transfers in Kenya
w25618 Yiqun Chen
Petra Persson
Maria Polyakova

The Roots of Health Inequality and The Value of Intra-Family Expertise
w25597 David G. Blanchflower
Andrew E. Clark

Children, Unhappiness and Family Finances: Evidence from One Million Europeans
w25591 Sébastien Houde
Erica Myers

Are Consumers Attentive to Local Energy Costs? Evidence from the Appliance Market
w25586 Itzik Fadlon
Shanthi P. Ramnath
Patricia K. Tong

Market Inefficiency and Household Labor Supply: Evidence from Social Security's Survivors Benefits
w25584 Qing Hu
Ross Levine
Chen Lin
Mingzhu Tai

Mentally Spent: Credit Conditions and Mental Health
w25567 John Gathergood
David Hirshleifer
David Leake
Hiroaki Sakaguchi
Neil Stewart

Naïve *Buying* Diversification and Narrow Framing by Individual Investors
w25566 Bing Han
David Hirshleifer
Johan Walden

Visibility Bias in the Transmission of Consumption Beliefs and Undersaving
w25561 Kanin Anantanasuwong
Roy Kouwenberg
Olivia S. Mitchell
Kim Peijnenberg

Ambiguity Attitudes about Investments: Evidence from the Field
w25557 John Gathergood
Neale Mahoney
Neil Stewart
Jörg Weber

How Do Americans Repay Their Debt? The Balance-Matching Heuristic
w25556 Jason Scott
John B. Shoven
Sita Slavov
John G. Watson

Retirement Implications of a Low Wage Growth, Low Real Interest Rate Economy
w25542 Steffen Meyer
Michaela Pagel

Fully Closed: Individual Responses to Realized Gains and Losses
w25540 Victor Stango
Jonathan Zinman

We are all Behavioral, More or Less: Measuring and Using Consumer-level Behavioral Sufficient Statistics
w25526 Su H. Shin
Dean R. Lillard
Jay Bhattacharya

Understanding the Correlation between Alzheimer's Disease Polygenic Risk, Wealth, and the Composition of Wealth Holdings
w25518 Mary J. Lopez
Sita Slavov

Do Immigrants Delay Retirement and Social Security Claiming?
w25514 Hunt Allcott
Luca Braghieri
Sarah Eichmeyer
Matthew Gentzkow

The Welfare Effects of Social Media
w25498 Finn Kydland
Nick Pretnar

The Costs and Benefits of Caring: Aggregate Burdens of an Aging Population
w25496 Francesco D’Acunto
Daniel Hoang
Maritta Paloviita
Michael Weber

IQ, Expectations, and Choice
w25491 Katja Hanewald
Hazel Bateman
Hanming Fang
Shang Wu

Is There a Demand for Reverse Mortgages in China? Evidence from Two Online Surveys
w25465 Gabriel Ehrlich
John C. Haltiwanger
Ron S. Jarmin
David Johnson
Matthew D. Shapiro

Minding Your Ps and Qs: Going from Micro to Macro in Measuring Prices and Quantities
2018
w25358 Keith Marzilli Ericson
David Laibson

Intertemporal Choice
w25336 Itzhak Ben-David
Elyas Fermand
Camelia M. Kuhnen
Geng Li

Expectations Uncertainty and Household Economic Behavior
w25291 Di Fang
Michael R. Thomsen
Rodolfo M. Nayga
Jr. Aaron M. Novotny

WIC Participation and Relative Quality of Household Food Purchases: Evidence from FoodAPS
w25274 Xavier D'Haultfoeuille
Christophe Gaillac
Arnaud Maurel

Rationalizing Rational Expectations? Tests and Deviations
w25272 Ginger Zhe Jin
Thomas G. Koch

Learning by Suffering? Patterns in Flu Shot Take-up
w25238 Axel H. Börsch-Supan
Tabea Bucher-Koenen
Michael D. Hurd
Susann Rohwedder

Saving Regret
w25232 James Andreoni
Christina Gravert
Michael A. Kuhn
Silvia Saccardo
Yang Yang

Arbitrage Or Narrow Bracketing? On Using Money to Measure Intertemporal Preferences
w25224 Andrew Caplin
Dániel Csaba
John Leahy
Oded Nov

Rational Inattention, Competitive Supply, and Psychometrics
w25217 Isaiah Andrews
Matthew Gentzkow
Jesse M. Shapiro

On the Informativeness of Descriptive Statistics for Structural Estimates
w25215 Jean-Pierre H. Dubé
Microeconometric Models of Consumer Demand
w25212 Scott R. Baker
Lorenz Kueng
Leslie McGranahan
Brian T. Melzer

Do Household Finances Constrain Unconventional Fiscal Policy?
w25186 Thomas Blake
Sarah Moshary
Kane Sweeney
Steven Tadelis

Price Salience and Product Choice
w25161 Ori Heffetz
Expenditure Visibility and Consumer Behavior: New Evidence
w25150 Mark L. Egan
Gregor Matvos
Amit Seru

Arbitration with Uninformed Consumers
w25133 Vanya Horneff
Raimond Maurer
Olivia S. Mitchell

How Will Persistent Low Expected Returns Shape Household Economic Behavior?
w25108 Maarten Meeuwis
Jonathan A. Parker
Antoinette Schoar
Duncan I. Simester

Belief Disagreement and Portfolio Choice
w25097 Andres Liberman
Christopher Neilson
Luis Opazo
Seth Zimmerman

The Equilibrium Effects of Information Deletion: Evidence from Consumer Credit Markets
w25086 Brian Baugh
Itzhak Ben-David
Hoonsuk Park
Jonathan A. Parker

Asymmetric Consumption Smoothing
w25081 Fabian Kindermann
Lukas Mayr
Dominik Sachs

Inheritance Taxation and Wealth Effects on the Labor Supply of Heirs
w25078 Scott R. Baker
Lorenz Kueng
Steffen Meyer
Michaela Pagel

Measurement Error in Imputed Consumption
w25056 Nikolai Roussanov
Hongxun Ruan
Yanhao Wei

Marketing Mutual Funds
w25034 Sandro Ambuehl
B. Douglas Bernheim
Fulya Ersoy
Donna Harris

Peer Advice on Financial Decisions: A case of the blind leading the blind?
w25030 Pierre-Carl Michaud
Arthur van Soest
Luc Bissonnette

Understanding Joint Retirement
w25025 Thibault Fally
Integrability and Generalized Separability
w25023 Sarah Miller
Cindy K. Soo

Do Neighborhoods Affect Credit Market Decisions of Low-Income Borrowers? Evidence from the Moving to Opportunity Experiment
w25020 Adrien Auclert
Matthew Rognlie
Ludwig Straub

The Intertemporal Keynesian Cross
w25019 James J. Choi
Adriana Z. Robertson

What Matters to Individual Investors? Evidence from the Horse's Mouth
w25014 Ben Gilbert
Joshua S. Graff Zivin

Dynamic Corrective Taxes with Time-Varying Salience
w25002 Kenneth Hendricks
Alan Sorensen

Dynamics and Efficiency in Decentralized Online Auction Markets
w24999 Christopher Blattman
Nathan Fiala
Sebastian Martinez

The Long Term Impacts of Grants on Poverty: 9-year Evidence From Uganda's Youth Opportunities Program
w24993 Keith Marzilli Ericson
Justin R. Sydnor

Liquidity Constraints and the Value of Insurance
w24977 Uzma Afzal
Giovanna D'Adda
Marcel Fafchamps
Farah Said

Intrahousehold Consumption Allocation and Demand for Agency: A Triple Experimental Investigation
w24974 Jeffrey E. Harris
Mariana Gerstenblüth
Patricia Triunfo

Smokers' Rational Lexicographic Preferences for Cigarette Package Warnings: A Discrete Choice Experiment with Eye Tracking
w24964 Peter Ganong
Pascal Noel

Liquidity vs. Wealth in Household Debt Obligations: Evidence from Housing Policy in the Great Recession
w24948 Michael Carlos Best
James Cloyne
Ethan Ilzetzki
Henrik Kleven

Estimating the Elasticity of Intertemporal Substitution Using Mortgage Notches
w24935 Johan Almenberg
Annamaria Lusardi
Jenny Säve-Söderbergh
Roine Vestman

Attitudes Toward Debt and Debt Behavior
w24928 Stephen G. Dimmock
Roy Kouwenberg
Olivia S. Mitchell
Kim Peijnenburg

Household Portfolio Underdiversification and Probability Weighting: Evidence from the Field
w24907 Ariel J. Binder
David Lam

Is There a Male Breadwinner Norm? The Hazards of Inferring Preferences from Marriage Market Outcomes
w24881 Theresa Kuchler
Michaela Pagel

Sticking to Your Plan: The Role of Present Bias for Credit Card Paydown
w24867 Adrien Bilal
Esteban Rossi-Hansberg

Location as an Asset
w24863 Lance Lochner
Todd Stinebrickner
Utku Suleymanoglu

Parental Support, Savings and Student Loan Repayment
w24854 John Beshears
James J. Choi
David Laibson
Brigitte C. Madrian

Behavioral Household Finance
w24851 Anup Malani
Sonia P. Jaffe

The Welfare Implications of Health Insurance
w24849 Sara G. Castellanos
Diego Jiménez Hernández
Aprajit Mahajan
Enrique Seira

Expanding Financial Access Via Credit Cards: Evidence from Mexico
w24842 Julian Reif
A Model of Addiction and Social Interactions
w24820 Jorge F. Balat
Nicholas W. Papageorge
Shaiza Qayyum

Positively Aware? Conflicting Expert Reviews and Demand for Medical Treatment
w24803 Marguerite DeLiema
Martha Deevy
Annamaria Lusardi
Olivia S. Mitchell

Financial Fraud among Older Americans: Evidence and Implications
w24734 Greg Kaplan
Giovanni L. Violante

Microeconomic Heterogeneity and Macroeconomic Shocks
w24721 Ori Heffetz
Are Reference Points Merely Lagged Beliefs Over Probabilities?
w24696 Ulrike Malmendier
Leslie Sheng Shen

Scarred Consumption
w24678 Victor Chernozhukov
Mert Demirer
Esther Duflo
Iván Fernández-Val

Generic Machine Learning Inference on Heterogeneous Treatment Effects in Randomized Experiments, with an Application to Immunization in India
w24642 Daniel Barth
Nicholas W. Papageorge
Kevin Thom

Genetic Endowments and Wealth Inequality
w24620 Robert Kaestner
Kevin Callison

An Assessment of the Forward-Looking Hypothesis of the Demand for Cigarettes
w24600 Philippe Aghion
Antonin Bergeaud
Matthieu Lequien
Marc J. Melitz

The Heterogeneous Impact of Market Size on Innovation: Evidence from French Firm-Level Exports
w24599 John Bailey Jones
Mariacristina De Nardi
Eric French
Rory McGee
Justin Kirschner

The Lifetime Medical Spending of Retirees
w24589 Christopher Martin
Manju Puri
Alexander Ufier

Deposit Inflows and Outflows in Failing Banks: The Role of Deposit Insurance
w24581 Lucas W. Davis
Sebastian Martinez
Bibiana Taboada

How Effective is Energy-Efficient Housing? Evidence from a Field Experiment in Mexico
w24564 Günther Fink
B. Kelsey Jack
Felix Masiye

Seasonal Liquidity, Rural Labor Markets and Agricultural Production
w24559 Pamela Giustinelli
Charles F. Manski
Francesca Molinari

Tail and Center Rounding of Probabilistic Expectations in the Health and Retirement Study
w24551 Tobias Berg
Valentin Burg
Ana Gombović
Manju Puri

On the Rise of FinTechs - Credit Scoring using Digital Footprints
w24530 Kieron Barclay
Torkild Lyngstad
Dalton Conley

The Production of Inequalities within Families and Across Generations: The Intergenerational Effects of Birth Order and Family Size on Educational Attainment
w24484 Katharine G. Abraham
Emel Filiz-Ozbay
Erkut Y. Ozbay
Lesley J. Turner

Framing Effects, Earnings Expectations, and the Design of Student Loan Repayment Schemes
w24472 Chunzan Wu
Dirk Krueger

How Much Consumption Insurance in Bewley Models with Endogenous Family Labor Supply?
w24406 Arun G. Chandrasekhar
Robert Townsend
Juan Pablo Xandri

Financial Centrality and Liquidity Provision
w24405 Arna Olafsson
Michaela Pagel

The Retirement-Consumption Puzzle: New Evidence from Personal Finances
w24391 Shilpa Aggarwal
Eilin Francis
Jonathan Robinson

Grain Today, Gain Tomorrow: Evidence from a Storage Experiment with Savings Clubs in Kenya
w24386 Andreas Fuster
Greg Kaplan
Basit Zafar

What Would You Do With $500? Spending Responses to Gains, Losses, News and Loans
w24379 Dean Karlan
Adam Osman
Jonathan Zinman

Dangers of a Double-Bottom Line: A Poverty Targeting Experiment Misses Both Targets
w24311 Vanya Horneff
Raimond Maurer
Olivia S. Mitchell

How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior
w24278 Gharad T. Bryan
James J. Choi
Dean Karlan

Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes
w24272 Dean Karlan
Sendhil Mullainathan
Benjamin N. Roth

Debt Traps? Market Vendors and Moneylender Debt in India and the Philippines
w24271 Abhijit Banerjee
Dean Karlan
Robert Darko Osei
Hannah Trachtman
Christopher Udry

Unpacking a Multi-Faceted Program to Build Sustainable Income for the Very Poor
w24257 Dan Cao
Iván Werning

Saving and Dissaving with Hyperbolic Discounting
w24253 Ginger Zhe Jin
Artificial Intelligence and Consumer Privacy
w24244 Francesco D’Acunto
Daniel Hoang
Michael Weber

Unconventional Fiscal Policy
w24226 Gila Bronshtein
Jason Scott
John B. Shoven
Sita N. Slavov

The Power of Working Longer
w24192 Kelsey Jack
Seema Jayachandran
Sarojini Rao

Environmental Externalities and Free-riding in the Household
2017
w24166 Job Boerma
Loukas Karabarbounis

Inferring Inequality with Home Production
w24161 John Gathergood
Neale Mahoney
Neil Stewart
Joerg Weber

How Do Individuals Repay Their Debt? The Balance-Matching Heuristic
w24101 Jeffrey R. Brown
Arie Kapteyn
Erzo F.P. Luttmer
Olivia S. Mitchell
Anya Samek

Behavioral Impediments to Valuing Annuities: Evidence on the Effects of Complexity and Choice Bracketing
w24096 Xavier Gabaix
Behavioral Inattention
w24094 Hunt Allcott
Rebecca Diamond
Jean-Pierre Dubé
Jessie Handbury
Ilya Rahkovsky
and Molly Schnell

Food Deserts and the Causes of Nutritional Inequality
w24091 Michael Bailey
Eduardo Dávila
Theresa Kuchler
Johannes Stroebel

House Price Beliefs And Mortgage Leverage Choice
w24083 Christian Leuz
Steffen Meyer
Maximilian Muhn
Eugene Soltes
Andreas Hackethal

Who Falls Prey to the Wolf of Wall Street? Investor Participation in Market Manipulation
w24073 Gene Amromin
Mariacristina De Nardi
Karl Schulze

Household Inequality and the Consumption Response to Aggregate Real Shocks
w24065 Xi Chen
Lipeng Hu
Jody L. Sindelar

Leaving Money on the Table? Suboptimal Enrollment in the New Social Pension Program in China
w24060 Benjamin M. Marx
Lesley J. Turner

Student Loan Nudges: Experimental Evidence on Borrowing and Educational Attainment
w24058 Paige Ouimet
Geoffrey Tate

Learning from Coworkers: Peer Effects on Individual Investment Decisions
w24055 Liran Einav
Amy Finkelstein

Moral Hazard in Health Insurance: What We Know and How We Know It
w24048 Steffen Meyer
Michaela Pagel

Fresh Air Eases Work - The Effect of Air Quality on Individual Investor Activity
w24042 Itzik Fadlon
Torben Heien Nielsen

Family Health Behaviors
w24017 Parag A. Pathak
Peng Shi

How Well Do Structural Demand Models Work? Counterfactual Predictions in School Choice
w24006 Richard Blundell
Luigi Pistaferri
Itay Saporta-Eksten

Children, Time Allocation and Consumption Insurance
w24002 Kenneth Brevoort
Daniel Grodzicki
Martin B. Hackmann

Medicaid and Financial Health
w24000 Robert A. Pollak
How Bargaining in Marriage drives Marriage Market Equilibrium
w23995 Kerry Anne McGeary
Dhaval M. Dave
Brandy J. Lipton
Timothy Roeper

Impact of Comprehensive Smoking Bans on the Health of Infants and Children
w23972 Margherita Borella
Mariacristina De Nardi
Fang Yang

The Effects of Marriage-Related Taxes and Social Security Benefits
w23948 Howard Bodenhorn
Were Nineteenth-Century Industrial Workers Permanent Income Savers?
w23945 Arna Olafsson
Michaela Pagel

The Ostrich in Us: Selective Attention to Financial Accounts, Income, Spending, and Liquidity
w23920 Jonathan A. Parker
Nicholas S. Souleles

Reported Effects vs. Revealed-Preference Estimates: Evidence from the propensity to spend tax rebates
w23918 Martin Boyer
Philippe De Donder
Claude Fluet
Marie-Louise Leroux
Pierre-Carl Michaud

Long-Term Care Insurance: Knowledge Barriers, Risk Perception and Adverse Selection
w23861 James Cloyne
Kilian Huber
Ethan Ilzetzki
Henrik Kleven

The Effect of House Prices on Household Borrowing: A New Approach
w23860 Jeffrey T. Denning
Benjamin M. Marx
Lesley J. Turner

ProPelled: The Effects of Grants on Graduation, Earnings, and Welfare
w23823 Petra Persson
Attention Manipulation and Information Overload
w23822 Donald R. Davis
Jonathan I. Dingel
Joan Monras
Eduardo Morales

How Segregated is Urban Consumption?
w23807 Nava Ashraf
Edward Glaeser
Abraham Holland
Bryce Millett Steinberg

Water, Health and Wealth
w23798 Bruce Carlin
Arna Olafsson
Michaela Pagel

FinTech Adoption Across Generations: Financial Fitness in the Information Age
w23740 Stefania Albanesi
Giacomo De Giorgi
Jaromir Nosal

Credit Growth and the Financial Crisis: A New Narrative
w23729 John B. Shoven
Sita Nataraj Slavov
David A. Wise

Social Security Claiming Decisions: Survey Evidence
w23719 John Cawley
Euna Han
Jiyoon (June) Kim
Edward C. Norton

Testing for Peer Effects Using Genetic Data
w23696 Jonathan B. Berk
Jules H. van Binsbergen

Regulation of Charlatans in High-Skill Professions
w23694 Greg Kaplan
Kurt Mitman
Giovanni L. Violante

The Housing Boom and Bust: Model Meets Evidence
w23665 Scott R. Baker
Stephanie Johnson
Lorenz Kueng

Shopping for Lower Sales Tax Rates
w23664 Annamaria Lusardi
Olivia S. Mitchell
Noemi Oggero

Debt and Financial Vulnerability on the Verge of Retirement
w23633 Lorenzo Almada
Ian McCarthy

It's a Cruel Summer: Household Responses to Reductions in Government Nutrition Assistance
w23625 Victor Stango
Joanne Yoong
Jonathan Zinman

Quicksand or Bedrock for Behavioral Economics? Assessing Foundational Empirical Questions
w23608 Michael Bailey
Ruiqing (Rachel) Cao
Theresa Kuchler
Johannes Stroebel
Arlene Wong

Measuring Social Connectedness
w23590 Joshua Blumenstock
Michael Callen
Tarek Ghani

Why Do Defaults Affect Behavior? Experimental Evidence from Afghanistan
w23579 Benjamin L. Collier
Daniel Schwartz
Howard C. Kunreuther
Erwann O. Michel-Kerjan

Risk Preferences in Small and Large Stakes: Evidence from Insurance Contract Decisions
w23552 Mark Aguiar
Mark Bils
Kerwin Kofi Charles
Erik Hurst

Leisure Luxuries and the Labor Supply of Young Men
w23545 Will Dobbie
Jae Song

Targeted Debt Relief and the Origins of Financial Distress: Experimental Evidence from Distressed Credit Card Borrowers
w23535 Daniel McFadden
Foundations of Welfare Economics and Product Market Applications
w23506 Sita Slavov
Devon Gorry
Aspen Gorry
Frank N. Caliendo

Social Security and Saving: An Update
w23483 Tatyana Deryugina
Alexander MacKay
Julian Reif

The Long-Run Dynamics of Electricity Demand: Evidence from Municipal Aggregation
w23452 Tomasz Piskorski
Alexei Tchistyi

An Equilibrium Model of Housing and Mortgage Markets with State-Contingent Lending Contracts
w23414 Leonardo Bursztyn
Bruno Ferman
Stefano Fiorin
Martin Kanz
Gautam Rao

Status Goods: Experimental Evidence from Platinum Credit Cards
w23386 Hunt Allcott
Michael Greenstone

Measuring the Welfare Effects of Residential Energy Efficiency Programs
w23358 Arielle Bernhardt
Erica Field
Rohini Pande
Natalia Rigol

Household Matters: Revisiting the Returns to Capital among Female Micro-entrepreneurs
w23349 K.E. McConnell
Juha V. Siikamäki
V. Kerry Smith

A Strategy for Evaluating the Opportunity Cost of Time Estimates from New Choice Margins
w23338 David Hummels
Kwan Yong Lee

The Income Elasticity of Import Demand: Micro Evidence and An Application
w23313 Dhaval Dave
Bo Feng
Michael F. Pesko

The Effects of E-Cigarette Minimum Legal Sale Age Laws on Youth Substance Use
w23254 Xavier Gabaix
David Laibson

Myopia and Discounting
w23252 Pierre Bachas
Paul Gertler
Sean Higgins
Enrique Seira

How Debit Cards Enable the Poor to Save More
w23242 Mark L. Egan
Gregor Matvos
Amit Seru

When Harry Fired Sally: The Double Standard in Punishing Misconduct
w23211 Itzhak Ben-David
Marieke Bos

Impulsive Consumption and Financial Wellbeing: Evidence from an Increase in the Availability of Alcohol
w23122 Robert Jensen
Nolan H. Miller

Keepin' 'em Down on the Farm: Migration and Strategic Investment in Children's Schooling
w23112 Justine S. Hastings
Jesse M. Shapiro

How Are SNAP Benefits Spent? Evidence from a Retail Panel
w23111 Daniel J. Benjamin
Kristen Cooper
Ori Heffetz
Miles S. Kimball

Challenges in Constructing a Survey-Based Well-Being Index
w23086 B. Zorina Khan
Designing Women: Consumer Goods Innovations in Britain, France and the United States, 1750-1900
w23076 Hunt Allcott
Christopher Knittel

Are Consumers Poorly Informed about Fuel Economy? Evidence from Two Experiments
w23057 Victor Stango
Joanne Yoong
Jonathan Zinman

The Quest for Parsimony in Behavioral Economics: New Methods and Evidence on Three Fronts
w23028 Camelia M. Kuhnen
Brian T. Melzer

Non-Cognitive Abilities and Financial Delinquency: The Role of Self-Efficacy in Avoiding Financial Distress
2016
w23013 Leonardo Bursztyn
Robert Jensen

Social Image and Economic Behavior in the Field: Identifying, Understanding and Shaping Social Pressure
w23012 Ori Heffetz
Ted O'Donoghue
Henry S. Schneider

Forgetting and Heterogeneity in Task Delay: Evidence from New York City Parking-Ticket Recipients
w23011 Joachim Hubmer
Per Krusell
Anthony A. Smith
Jr.

The Historical Evolution of the Wealth Distribution: A Quantitative-Theoretic Investigation
w22994 Kevin M. Murphy
Ignacio Palacios-Huerta

A Theory of Bundling Advertisements in Media Markets
w22985 Christopher L. Foote
Lara Loewenstein
Paul S. Willen

Cross-Sectional Patterns of Mortgage Debt during the Housing Boom: Evidence and Implications
w22977 Partha Deb
Christian A. Gregory

Who Benefits Most from SNAP? A Study of Food Security and Food Spending
w22970 C. Adam Bee
Joshua Mitchell

The Hidden Resources of Women Working Longer: Evidence from Linked Survey-Administrative Data
w22929 Jennifer Brown
David A. Matsa

Locked in by Leverage: Job Search during the Housing Crisis
w22886 Robert Hahn
Robert D. Metcalfe
David Novgorodsky
Michael K. Price

The Behavioralist as Policy Designer: The Need to Test Multiple Treatments to Meet Multiple Targets
w22884 Alex Rees-Jones
Dmitry Taubinsky

Measuring "Schmeduling"
w22883 Andreas Fagereng
Luigi Guiso
Luigi Pistaferri

Portfolio Choices, Firm Shocks and Uninsurable Wage Risk
w22882 Paolo Sodini
Stijn Van Nieuwerburgh
Roine Vestman
Ulf von Lilienfeld-Toal

Identifying the Benefits from Homeownership: A Swedish Experiment
w22878 Daniel Green
Brian T. Melzer
Jonathan A. Parker
Arcenis Rojas

Accelerator or Brake? Cash for Clunkers, Household Liquidity, and Aggregate Demand
w22853 Gila Bronshtein
Jason Scott
John B. Shoven
Sita N. Slavov

Leaving Big Money on the Table: Arbitrage Opportunities in Delaying Social Security
w22846 Kyle Herkenhoff
Gordon Phillips
Ethan Cohen-Cole

The Impact of Consumer Credit Access on Employment, Earnings and Entrepreneurship
w22822 Andreas Fagereng
Luigi Guiso
Davide Malacrino
Luigi Pistaferri

Heterogeneity and Persistence in Returns to Wealth
w22817 Margherita Borella
Mariacristina De Nardi
Fang Yang

The Aggregate Implications of Gender and Marriage
w22816 David Albouy
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Kyle Hyndman
Melissa Schettini Kearney
Erkut Y. Ozbay

Do Lottery Payments Induce Savings Behavior: Evidence from the Lab
w19119 Manuela Angelucci
Dean Karlan
Jonathan Zinman

Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco
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Dean Karlan
Pia Raffler

Mixed Method Evaluation of a Passive mHealth Sexual Information Texting Service in Uganda
w19100 Angus Deaton
Arthur A. Stone

Grandpa and the Snapper: the Wellbeing of the Elderly who Live with Children
w19094 Kenneth Burdett
Guido Menzio

(Q,S,s) Pricing Rules
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Jonathan Zinman

Borrowing High vs. Borrowing Higher: Sources and Consequences of Dispersion in Individual Borrowing Costs
w19032 Jingjing Chai
Raimond Maurer
Olivia S. Mitchell
Ralph Rogalla

Exchanging Delayed Social Security Benefits for Lump Sums: Could This Incentivize Longer Work Careers?
w18979 Fatih Guvenen
Michelle Rendall

Women's Emancipation Through Education: A Macroeconomic Analysis
w18964 Grant Miller
A. Mushfiq Mobarak

Gender Differences in Preferences, Intra-Household Externalities, and Low Demand for Improved Cookstoves
w18907 Julie Agnew
Joshua Hurwitz

Financial Education and Choice in State Public Pension Systems
w18883 Marianne Bertrand
Adair Morse

Trickle-Down Consumption
w18881 Justine S. Hastings
Ali Hortaçsu
Chad Syverson

Sales Force and Competition in Financial Product Markets: The Case Of Mexico's Social Security Privatization
w18820 Meghan R. Busse
Nicola Lacetera
Devin G. Pope
Jorge Silva-Risso
Justin R. Sydnor

Estimating the Effect of Salience in Wholesale and Retail Car Markets
w18777 Greg Kaplan
Guido Menzio

Shopping Externalities and Self-Fulfilling Unemployment Fluctuations
w18755 Jeffrey R. Brown
Zoran Ivković
Scott Weisbenner

Empirical Determinants of Intertemporal Choice
w18750 Pierre Dubois
Rachel Griffith
Aviv Nevo

Do Prices and Attributes Explain International Differences in Food Purchases?
w18743 Stephen G. Dimmock
Roy Kouwenberg
Olivia S. Mitchell
Kim Peijnenburg

Ambiguity Aversion and Household Portfolio Choice: Empirical Evidence
w18734 Ned Augenblick
Muriel Niederle
Charles Sprenger

Working Over Time: Dynamic Inconsistency in Real Effort Tasks
w18718 Bruce D. Meyer
James X. Sullivan

Winning the War: Poverty from the Great Society to the Great Recession
w18687 Daniel L. McFadden
The New Science of Pleasure
w18669 Annamaria Lusardi
Pierre-Carl Michaud
Olivia S. Mitchell

Optimal Financial Knowledge and Wealth Inequality
2012
w18643 Daiji Kawaguchi
Jungmin Lee
Daniel S. Hamermesh

A Gift of Time
w18582 Fabian Duarte
Justine S. Hastings

Fettered Consumers and Sophisticated Firms: Evidence from Mexico's Privatized Social Security Market
w18583 Hunt Allcott
Nathan Wozny

Gasoline Prices, Fuel Economy, and the Energy Paradox
w18575 John Beshears
James J. Choi
David Laibson
Brigitte C. Madrian
Stephen P. Zeldes

What Makes Annuitization More Appealing?
w18574 Martin Gaynor
Carol Propper
Stephan Seiler

Free to Choose? Reform and Demand Response in the English National Health Service
w18538 Britta Augsburg
Ralph De Haas
Heike Harmgart
Costas Meghir

The Impacts of Microcredit: Evidence from Bosnia and Herzegovina
w18493 Elizabeth M. Caucutt
Lance Lochner

Early and Late Human Capital Investments, Borrowing Constraints, and the Family
w18492 Hunt Allcott
Todd Rogers

The Short-Run and Long-Run Effects of Behavioral Interventions: Experimental Evidence from Energy Conservation
w18417 Felipe Kast
Stephan Meier
Dina Pomeranz

Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device
w18412 Justine S. Hastings
Brigitte C. Madrian
William L. Skimmyhorn

Financial Literacy, Financial Education and Economic Outcomes
w18393 Jean-Pierre H. Dube
Günter J. Hitsch
Pranav Jindal

The Joint Identification of Utility and Discount Functions From Stated Choice Data: An Application to Durable Goods Adoption
w18378 James Habyarimana
William Jack

State vs Consumer Regulation: An Evaluation of Two Road Safety Interventions in Kenya
w18373 Hunt Allcott
Site Selection Bias in Program Evaluation
w18308 Adam Bee
Bruce D. Meyer
James X. Sullivan

The Validity of Consumption Data: Are the Consumer Expenditure Interview and Diary Surveys Informative?
w18267 Olivier Deschenes
Michael Greenstone
Joseph S. Shapiro

Defensive Investments and the Demand for Air Quality: Evidence from the NOx Budget Program and Ozone Reductions
w18248 Justine Hastings
Jesse M. Shapiro

Mental Accounting and Consumer Choice: Evidence from Commodity Price Shocks
w18241 Leonardo Bursztyn
Florian Ederer
Bruno Ferman
Noam Yuchtman

Understanding Peer Effects in Financial Decisions: Evidence from a Field Experiment
w18220 Brigitte C. Madrian
Matching Contributions and Savings Outcomes: A Behavioral Economics Perspective
w18212 Meghan R. Busse
Devin G. Pope
Jaren C. Pope
Jorge Silva-Risso

Projection Bias in the Car and Housing Markets
w18210 John B. Shoven
Sita Nataraj Slavov

When Does It Pay to Delay Social Security? The Impact of Mortality, Interest Rates, and Program Rules
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editor

Investigations in the Economics of Aging
w18166 Florian Heiss
Adam Leive
Daniel McFadden
Joachim Winter

Plan Selection in Medicare Part D: Evidence from Administrative Data
w18158 John Chalmers
Jonathan Reuter

Is Conflicted Investment Advice Better than No Advice?
w18082 Christopher L. Foote
Kristopher S. Gerardi
Paul S. Willen

Why Did So Many People Make So Many Ex Post Bad Decisions? The Causes of the Foreclosure Crisis
w18044 Lucas W. Davis
Alan Fuchs
Paul J. Gertler

Cash for Coolers
w18018 Liran Einav
Dan Knoepfle
Jonathan D. Levin
Neel Sundaresan

Sales Taxes and Internet Commerce
w18014 Axel H. Börsch-Supan
Michela Coppola
Anette Reil-Held

Riester Pensions in Germany: Design, Dynamics, Targetting Success and Crowding-In
w18003 Dhaval M. Dave
Henry Saffer

Demand for Smokeless Tobacco: Role of Magazine Advertising
w17982 Orazio Attanasio
Erik Hurst
Luigi Pistaferri

The Evolution of Income, Consumption, and Leisure Inequality in The US, 1980-2010
w17977 Hunt Allcott
Sendhil Mullainathan
Dmitry Taubinsky

Energy Policy with Externalities and Internalities
w17974 Michael D. Hurd
Susann Rohwedder

Measuring Total Household Spending in a Monthly Internet Survey: Evidence from the American Life Panel
w17970 Mogens Fosgerau
Daniel L. McFadden
Michel Bierlaire

Choice Probability Generating Functions
w17958 Rüdiger Bachmann
Tim O. Berg
Eric R. Sims

Inflation Expectations and Readiness to Spend: Cross-Sectional Evidence
w17955 Roger Bate
Ginger Zhe Jin
Aparna Mathur

In Whom We Trust: The Role of Certification Agencies in Online Drug Markets
w17953 Daniel L. McFadden
Mogens Fosgerau

A theory of the perturbed consumer with general budgets
w17947 Pedro Bordalo
Nicola Gennaioli
Andrei Shleifer

Salience and Consumer Choice
w17930 Leora F. Klapper
Annamaria Lusardi
Georgios A. Panos

Financial Literacy and the Financial Crisis
w17883 Gharad T. Bryan
Dean Karlan
Jonathan Zinman

Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment
w17866 John B. Shoven
Sita Nataraj Slavov

The Decision to Delay Social Security Benefits: Theory and Evidence
w17851 Pascaline Dupas
Sarah Green
Anthony Keats
Jonathan Robinson

Challenges in Banking the Rural Poor: Evidence from Kenya's Western Province
w17843 James J. Choi
Emily Haisley
Jennifer Kurkoski
Cade Massey

Small Cues Change Savings Choices
w17837 Francesco Giavazzi
Michael McMahon

The Households Effects of Government Consumption
w17832 Manuel Adelino
Antoinette Schoar
Felipe Severino

Credit Supply and House Prices: Evidence from Mortgage Market Segmentation
w17824 James M. Poterba
Steven F. Venti
David A. Wise

Were They Prepared for Retirement? Financial Status at Advanced Ages in the HRS and AHEAD Cohorts
w17804 Robert W. Fairlie
Dean Karlan
Jonathan Zinman

Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training
w17802 Aviva Aron-Dine
Liran Einav
Amy Finkelstein
Mark R. Cullen

Moral Hazard in Health Insurance: How Important Is Forward Looking Behavior?
w17766 Hunt Allcott
Michael Greenstone

Is There an Energy Efficiency Gap?
w17762 B. Douglas Bernheim
Jonathan Meer
Neva K. Novarro

Do Consumers Exploit Precommitment Opportunities? Evidence from Natural Experiments Involving Liquor Consumption
w17743 Abhijit Banerjee
Arun G. Chandrasekhar
Esther Duflo
Matthew O. Jackson

The Diffusion of Microfinance
2011
w17702 Esther Duflo
Women's Empowerment and Economic Development
w17614 Gábor Kézdi
Robert J. Willis

Household Stock Market Beliefs and Learning
w17587 B. Douglas Bernheim
Andrey Fradkin
Igor Popov

The Welfare Economics of Default Options in 401(k) Plans
w17536 James M. Poterba
Steven F. Venti
David A. Wise

The Composition and Draw-down of Wealth in Retirement
w17529 Robert A. Pollak
Allocating Time: Individuals' Technologies, Household Technology, Perfect Substitutes, and Specialization
w17485 Lisa J. Dettling
Melissa Schettini Kearney

House Prices and Birth Rates: The Impact of the Real Estate Market on the Decision to Have a Baby
w17435 Lance Lochner
Alexander Monge-Naranjo

Credit Constraints in Education
w17406 Gregory J. Colman
Dhaval M. Dave

Exercise, Physical Activity, and Exertion over the Business Cycle
w17345 John Beshears
James J. Choi
David Laibson
Brigitte C. Madrian
Katherine L. Milkman

The Effect of Providing Peer Information on Retirement Savings Decisions
w17339 Maarten van Rooij
Annamaria Lusardi
Rob J. Alessie

Financial Literacy, Retirement Planning, and Household Wealth
w17325 Ralph Koijen
Stijn Van Nieuwerburgh
Motohiro Yogo

Health and Mortality Delta: Assessing the Welfare Cost of Household Insurance Choice
w17259 Mark A. Aguiar
Erik Hurst
Loukas Karabarbounis

Time Use During Recessions
w17255 Pascaline Dupas
Jonathan Robinson

Why Don't the Poor Save More? Evidence from Health Savings Experiments
w17134 Jingjing Chai
Raimond Maurer
Olivia S. Mitchell
Ralph Rogalla

Lifecycle Impacts of the Financial and Economic Crisis on Household Optimal Consumption, Portfolio Choice, and Labor Supply
w17118 John Beshears
James J. Choi
David Laibson
Brigitte C. Madrian

The Availability and Utilization of 401(k) Loans
w17110 Tabea Bucher-Koenen
Annamaria Lusardi

Financial Literacy and Retirement Planning in Germany
w17109 Rob J. Alessie
Maarten van Rooij
Annamaria Lusardi

Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands
w17108 Annamaria Lusardi
Olivia S. Mitchell

Financial Literacy and Retirement Planning in the United States
w17107 Annamaria Lusardi
Olivia S. Mitchell

Financial Literacy around the World: An Overview
w17103 Annamaria Lusardi
Americans' Financial Capability
w17081 John Cawley
Christopher Ruhm

The Economics of Risky Health Behaviors
w17072 Annamaria Lusardi
Daniel J. Schneider
Peter Tufano

Financially Fragile Households: Evidence and Implications
w17065 Christopher J. Mayer
Edward Morrison
Tomasz Piskorski
Arpit Gupta

Mortgage Modification and Strategic Behavior: Evidence from a Legal Settlement with Countrywide
w17056 Jörn-Steffen Pischke
Money and Happiness: Evidence from the Industry Wage Structure
w17030 Nicola Lacetera
Devin G. Pope
Justin R. Sydnor

Heuristic Thinking and Limited Attention in the Car Market
w17028 Victor Stango
Jonathan Zinman

Limited and Varying Consumer Attention: Evidence from Shocks to the Salience of Bank Overdraft Fees
w17018 Jeffrey R. Brown
Arie Kapteyn
Olivia S. Mitchell

Framing Effects and Expected Social Security Claiming Behavior
w17007 Robert J. Shiller
Rafal M. Wojakowski
M. Shahid Ebrahim
Mark B. Shackleton

Continuous Workout Mortgages
w16999 Rajashri Chakrabarti
Donghoon Lee
Wilbert van der Klaauw
Basit Zafar

Household Debt and Saving During the 2007 Recession
w16985 Jesse Bricker
Brian K. Bucks
Arthur Kennickell
Traci L. Mach
Kevin Moore

Drowning or Weathering the Storm? Changes in Family Finances from 2007 to 2009
w16969 Liran Einav
Amy Finkelstein
Stephen P. Ryan
Paul Schrimpf
Mark R. Cullen

Selection on Moral Hazard in Health Insurance
w16933 Florencia Devoto
Esther Duflo
Pascaline Dupas
William Pariente
Vincent Pons

Happiness on Tap: Piped Water Adoption in Urban Morocco
w16902 Radha Iyengar
Giulia Ferrari

Comparing Economic and Social Interventions to Reduce Intimate Partner Violence: Evidence from Central and Southern Africa
w16887 Erin Todd Bronchetti
Thomas S. Dee
David B. Huffman
Ellen Magenheim

When a Nudge Isn't Enough: Defaults and Saving Among Low-Income Tax Filers
w16868 John Beshears
James J. Choi
David Laibson
Brigitte C. Madrian

Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking?
w16855 Seth M. Freedman
Ginger Zhe Jin

Learning by Doing with Asymmetric Information: Evidence from Prosper.com
w16854 Roger Bate
Ginger Zhe Jin
Aparna Mathur

Does Price Reveal Poor-Quality Drugs? Evidence from 17 Countries
w16791 Syngjoo Choi
Shachar Kariv
Wieland Müller
Dan Silverman

Who Is (More) Rational?
w16715 Ori Heffetz
John A. List

Is the Endowment Effect a Reference Effect?
w16696 Pierre-André Chiappori
Krislert Samphantharak
Sam Schulhofer-Wohl
Robert M. Townsend

Heterogeneity and Risk Sharing in Village Economies
w16684 Jonathan A. Parker
Nicholas S. Souleles
David S. Johnson
Robert McClelland

Consumer Spending and the Economic Stimulus Payments of 2008
w16675 James M. Poterba
Steven F. Venti
David A. Wise

The Drawdown of Personal Retirement Assets
w16663 Julie Berry Cullen
Mark C. Long
Randall Reback

Jockeying for Position: Strategic High School Choice Under Texas' Top Ten Percent Plan
2010
w16586 Christopher J. Mayer
Tomasz Piskorski
Alexei Tchistyi

The Inefficiency of Refinancing: Why Prepayment Penalties Are Good for Risky Borrowers
w16508 Joseph G. Altonji
Sarah Cattan
Iain Ware

Identifying Sibling Influence on Teenage Substance Use
w16464 Michael D. Hurd
Maarten van Rooij
Joachim Winter

Stock Market Expectations of Dutch Households
w16407 Michael D. Hurd
Susann Rohwedder

Effects of the Financial Crisis and Great Recession on American Households
w16354 John Mullahy
Multivariate Fractional Regression Estimation of Econometric Share Models
w16351 Atif Mian
Amir Sufi

The Effects of Fiscal Stimulus: Evidence from the 2009 'Cash for Clunkers' Program
w16327 Fatih Guvenen
Anthony Smith

Inferring Labor Income Risk from Economic Choices: An Indirect Inference Approach
w16316 Jessica A. Wachter
Motohiro Yogo

Why Do Household Portfolio Shares Rise in Wealth?
w16298 Pascaline Dupas
Short-Run Subsidies and Long-Run Adoption of New Health Products: Evidence from a Field Experiment
w16277 Raquel Fernández
Does Culture Matter?
w16267 Bart J. Bronnenberg
Jean-Pierre H. Dube
Matthew Gentzkow

The Evolution of Brand Preferences: Evidence from Consumer Migration
w16237 Veronica Guerrieri
Daniel Hartley
Erik Hurst

Endogenous Gentrification and Housing Price Dynamics
w16114 Lucas W. Davis
Evaluating the Slow Adoption of Energy Efficient Investments: Are Renters Less Likely to Have Energy Efficient Appliances?
w16063 Daniel Paravisini
Veronica Rappoport
Enrichetta Ravina

Risk Aversion and Wealth: Evidence from Person-to-Person Lending Portfolios
w16007 Susan E. Woodward
Robert E. Hall

Diagnosing Consumer Confusion and Sub-Optimal Shopping Effort: Theory and Mortgage-Market Evidence
w15963 Damon Jones
Inertia and Overwithholding: Explaining the Prevalence of Income Tax Refunds
w15955 Patrick Bajari
Phoebe Chan
Dirk Krueger
Daniel Miller

A Dynamic Model of Housing Demand: Estimation and Policy Implications
w15873 Dalton Conley
Emily Rauscher

The Effect of Daughters on Partisanship
w15859 Laurent E. Calvet
Paolo Sodini

Twin Picks: Disentangling the Determinants of Risk-Taking in Household Portfolios
w15802 Diego Aragon
Andrew Caplin
Sumit Chopra
John V. Leahy
Yann LeCun
Marco Scoffier
Joseph Tracy

Reassessing FHA Risk
wise08-1 David A. Wise
editor

Research Findings in the Economics of Aging
w15744 Axel H. Boersch-Supan
Alexander Ludwig

Old Europe ages: Reforms and Reform Backlashes
w15756 Orazio P. Attanasio
Guglielmo Weber

Consumption and Saving: Models of Intertemporal Allocation and Their Implications for Public Policy
w15686 Liran Einav
Amy Finkelstein
Iuliana Pascu
Mark R. Cullen

How general are risk preferences? Choices under uncertainty in different domains.
w15656 Louis Kaplow
Targeted Savings and Labor Supply
w15644 David Dranove
Ginger Zhe Jin

Quality Disclosure and Certification: Theory and Practice
w15637 Anne Case
Christina Paxson

Causes and Consequences of Early Life Health
w15631 Charles Yuji Horioka
Shizuka Sekita

The Degree of Judicial Enforcement and Credit Markets: Evidence from Japanese Household Panel Data
2009
w15608 John Chalmers
Jonathan Reuter

How Do Retirees Value Life Annuities? Evidence from Public Employees
w15601 Charles Y. Horioka
The (Dis)saving Behavior of the Aged in Japan
w15595 Louis Kaplow
Utility from Accumulation
w15477 Alejandrina Salcedo
Todd Schoellman
Michèle Tertilt

Families as Roommates: Changes in U.S. Household Size from 1850 to 2000
w15469 Annamaria Lusardi
Olivia S. Mitchell
Vilsa Curto

Financial Literacy and Financial Sophistication Among Older Americans
w15392 Florian Heiss
Daniel McFadden
Joachim Winter

Regulation of private health insurance markets: Lessons from enrollment, plan type choice, and adverse selection in Medicare Part D
w15351 Robert J. Gordon
Misperceptions About the Magnitude and Timing of Changes in American Income Inequality
w15310 William N. Evans
Timothy J. Moore

Liquidity, Activity, Mortality
w15298 Stefano DellaVigna
Matthew Gentzkow

Persuasion: Empirical Evidence
w15265 Christopher D. Carroll
Patrick Toche

A Tractable Model of Buffer Stock Saving
w15183 Seth M. Freedman
Melissa Schettini Kearney
Mara Lederman

Product Recalls, Imperfect Information, and Spillover Effects: Lessons from the Consumer Response to the 2007 Toy Recalls
w15159 Manuel Adelino
Kristopher Gerardi
Paul S. Willen

Why Don't Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures and Securitization
w15087 Orazio Attanasio
Katja Kaufmann

Educational Choices, Subjective Expectations, and Credit Constraints
w15145 Luigi Guiso
Paola Sapienza
Luigi Zingales

Moral and Social Constraints to Strategic Default on Mortgages
w15093 Shang-Jin Wei
Xiaobo Zhang

The Competitive Saving Motive: Evidence from Rising Sex Ratios and Savings Rates in China
w15079 Jingjing Chai
Wolfram Horneff
Raimond Maurer
Olivia S. Mitchell

Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts
w14998 Anne Case
Alicia Menendez

Requiescat in Pace? The Consequences of High Priced Funerals in South Africa
w14986 Raymond B. Palmquist
Daniel J. Phaneuf
V. Kerry Smith

Short Run Constraints and the Increasing Marginal Value of Time in Recreation
w14958 Abhijit Banerjee
Esther Duflo
Maitreesh Ghatak
Jeanne Lafortune

Marry for What: Caste and Mate Selection in Modern India
w14954 Bruce Ian Carlin
Gustavo Manso

Obfuscation, Learning, and the Evolution of Investor Sophistication
w14942 Gary D. Libecap
Dean Lueck

The Demarcation of Land and the Role of Coordinating Institutions
w14933 Julio J. Rotemberg
Altruistic Dynamic Pricing with Customer Regret
w14912 Jean-Pierre Dubé
Günter J. Hitsch
Peter E. Rossi

State Dependence and Alternative Explanations for Consumer Inertia
w14859 John Beshears
James J. Choi
David Laibson
Brigitte C. Madrian

How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?
w14827 Bruce D. Meyer
James X. Sullivan

Five Decades of Consumption and Income Poverty
w14822 Francisco J. Buera
Joseph P. Kaboski

The Rise of the Service Economy
w14813 Ulrike Malmendier
Stefan Nagel

Depression Babies: Do Macroeconomic Experiences Affect Risk-Taking?
w14754 Miles S. Kimball
Claudia R. Sahm
Matthew D. Shapiro

Risk Preferences in the PSID: Individual Imputations and Family Covariation
w14742 Jonathan Guryan
Melissa Schettini Kearney

Is Lottery Gambling Addictive?
w14676 Michael Burda
Daniel S. Hamermesh

Unemployment, Market Work and Household Production
w14659 Sumit Agarwal
Paige M. Skiba
Jeremy Tobacman

Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?
w14653 Mariacristina De Nardi
Eric French
John Bailey Jones

Life Expectancy and Old Age Savings
w14639 Charles Yuji Horioka
Do Bequests Increase or Decrease Wealth Inequalities?
2008
w14583 Zoran Ivkovich
Scott Weisbenner

Individual Investor Mutual-Fund Flows
w14546 Marcos Chamon
Eswar Prasad

Why are Saving Rates of Urban Households in China Rising?
w14456 Anne Case
Anu Garrib
Alicia Menendez
Analia Olgiati

Paying the Piper: The High Cost of Funerals in South Africa
w14451 Asher A. Blass
Saul Lach
Charles F. Manski

Using Elicited Choice Probabilities to Estimate Random Utility Models: Preferences for Electricity Reliability
w14436 Liran Einav
Ephraim Leibtag
Aviv Nevo

Not-so-Classical Measurement Errors: A Validation Study of Homescan
w14433 Rachel Griffith
Ephraim Leibtag
Andrew Leicester
Aviv Nevo

Timing and Quantity of Consumer Purchases and the Consumer Price Index
w14414 Liran Einav
Amy Finkelstein
Mark R. Cullen

Estimating Welfare in Insurance Markets Using Variation in Prices
w14406 Jessica Cohen
Pascaline Dupas

Free Distribution or Cost-Sharing? Evidence from a Malaria Prevention Experiment
w14346 Betsey Stevenson
Divorce Law and Women's Labor Supply
w14328 Liliana E. Pezzin
Robert A. Pollak
Barbara S. Schone

Long-Term Care of the Disabled Elderly: Do Children Increase Caregiving by Spouses?
w14266 Larry E. Jones
Alice Schoonbroodt
Michèle Tertilt

Fertility Theories: Can They Explain the Negative Fertility-Income Relationship?
w14237 Jon Bakija
Bradley Heim

How Does Charitable Giving Respond to Incentives and Income? Dynamic Panel Estimates Accounting for Predictable Changes in Taxation
w14228 Markus K. Brunnermeier
Filippos Papakonstantinou
Jonathan A. Parker

An Economic Model of the Planning Fallacy
w14177 Laurent E. Calvet
John Y. Campbell
Paolo Sodini

Fight or Flight? Portfolio Rebalancing by Individual Investors
w14089 Amy Finkelstein
Erzo F.P. Luttmer
Matthew J. Notowidigdo

What Good Is Wealth Without Health? The Effect of Health on the Marginal Utility of Consumption
w14084 Annamaria Lusardi
Financial Literacy: An Essential Tool for Informed Consumer Choice?
w14035 Peter J. Kuhn
Peter Kooreman
Adriaan R. Soetevent
Arie Kapteyn

The Own and Social Effects of an Unexpected Income Shock: Evidence from the Dutch Postcode Lottery
w13982 Robert J. Gordon
Ian Dew-Becker

Controversies about the Rise of American Inequality: A Survey
w13966 Francisco J. Gomes
Laurence J. Kotlikoff
Luis M. Viceira

Optimal Life-Cycle Investing with Flexible Labor Supply: A Welfare Analysis of Life-Cycle Funds
w13919 Matthias Doepke
Michèle Tertilt

Women's Liberation: What's in It for Men?
w13905 Raj Arunachalam
Trevon Logan

Is There Dowry Inflation in South Asia?
w13893 Mark Aguiar
Erik Hurst

Deconstructing Lifecycle Expenditure
w13873 Li Gan
Roberto Mosquera

An Empirical Study of the Credit Market with Unobserved Consumer Typers
w13870 Trevon D. Logan
Are Engel Curve Estimates of CPI Bias Biased?
w13869 Trevon D. Logan
Economies of Scale in the Household: Puzzles and Patterns from the American Past
w13824 Annamaria Lusardi
Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs
w13822 Sumit Agarwal
John C. Driscoll
Xavier Gabaix
David Laibson

Learning in the Credit Card Market
w13796 B. Douglas Bernheim
Jonathan Meer

Do Real Estate Brokers Add Value When Listing Services Are Unbundled?
w13789 Erik Hurst
The Retirement of a Consumption Puzzle
w13754 Julio J. Rotemberg
Behavioral Aspects of Price Setting, and Their Policy Implications
w13738 Marianne Bertrand
Simon Johnson
Krislert Samphantharak
Antoinette Schoar

Mixing Family With Business: A Study of Thai Business Groups and the Families Behind Them
2007
w13700 Alma Cohen
Rajeev Dehejia
Dmitri Romanov

Do Financial Incentives Affect Fertility?
w13699 Young Han Lee
Ulrike Malmendier

The Bidder's Curse
w13656 James J. Choi
David Laibson
Brigitte C. Madrian

Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect
w13649 Ashlesha Datar
Arkadipta Ghosh
Neeraj Sood

Mortality Risks, Health Endowments, and Parental Investments in Infancy: Evidence from Rural India
w13638 Alberto Alesina
Andrea Ichino
Loukas Karabarbounis

Gender Based Taxation and the Division of Family Chores
w13627 Florian Heiss
Daniel McFadden
Joachim Winter

Mind the Gap! Consumer Perceptions and Choices of Medicare Part D Prescription Drug Plans
w13609 John Cawley
Feng Liu

Mechanisms for the Association Between Maternal Employment and Child Cognitive Development
w13573 Sheila Olmstead
W. Michael Hanemann
Robert N. Stavins

Water Demand Under Alternative Price Structures
w13541 Anne Case
Alicia Menendez

Sex Differences in Obesity Rates in Poor Countries: Evidence from South Africa
w13496 James Banks
Richard Blundell
Zoë Oldfield
James P. Smith

Housing Price Volatility and Downsizing in Later Life
w13495 Anne Case
Diana Lee
Christina Paxson

The Income Gradient in Children's Health: A Comment on Currie, Shields and Wheatley Price
w13392 Kerwin Kofi Charles
Erik Hurst
Nikolai Roussanov

Conspicuous Consumption and Race
w13386 MaryBeth Walker
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Teen Smoking and Birth Outcomes
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Mortgage Timing
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Salience and Taxation: Theory and Evidence
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The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment
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Aging, Saving, and Public Pensions in Japan
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Stephen Ciccarella
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French Wine and the U.S. Boycott of 2003: Does Politics Really Affect Commerce?
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Can Higher Prices Stimulate Product Use? Evidence from a Field Experiment in Zambia
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Paul Schrimpf

The Welfare Cost of Asymmetric Information: Evidence from the U.K. Annuity Market
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Risk Based Explanations of the Equity Premium
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Scott Weisbenner

Information Diffusion Effects in Individual Investors' Common Stock Purchases Covet Thy Neighbors' Investment Choices
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John C. Driscoll
Xavier Gabaix
David Laibson

The Age of Reason: Financial Decisions Over the Lifecycle
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Nellie Liang
Scott Weisbenner

Individual Account Investment Options and Portfolio Choice: Behavioral Lessons from 401(k) Plans
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Bargaining Around the Hearth
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Labor Unrest and the Quality of Production: Evidence from the Construction Equipment Resale Market
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Jeannette Rogowski
José J. Escarce

Individuals' Use of Care While Uninsured: Effects of Time Since Episode Inception and Episode Length
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Stephen Donald

The Time and Timing Costs of Market Work
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Devin Shanthikumar

Do Security Analysts Speak in Two Tongues?
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Andrew Caplin
Steven Laufer
Stijn Van Nieuwerburgh

The Joy of Giving or Assisted Living? Using Strategic Surveys to Separate Bequest and Precautionary Motives
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Jonathan Levin

Liquidity Constraints and Imperfect Information in Subprime Lending
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Philippe Weil

Total Work, Gender and Social Norms
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Harvey S. Rosen
Paul Willen

Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market
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Incomplete Cost Pass-Through Under Deep Habits
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Justin Wolfers

Marriage and Divorce: Changes and their Driving Forces
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Raimond H. Maurer
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Money in Motion: Dynamic Portfolio Choice in Retirement
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Christian Gollier
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Optimal Beliefs, Asset Prices, and the Preference for Skewed Returns
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Stocks as Lotteries: The Implications of Probability Weighting for Security Prices
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Robert A. Pollak

The American Family and Family Economics
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Scott J. Weisbenner

Who Chooses Defined Contribution Plans?
2006
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Steven Shavell

Mandatory Versus Voluntary Disclosure of Product Risks
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Magnus Henrekson

Economic Performance and Work Activity in Sweden after the Crisis of the Early 1990s
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Jian Li
William B. Vogt

Is Drug Coverage a Free Lunch? Cross-Price Elasticities and the Design of Prescription Drug Benefits
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Ernst R. Berndt
Alvin Silk

Anomalies in Estimates of Cross-Price Elasticities for Marketing Mix Models: Theory and Empirical Test
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Junmin Wan

The Determinants of Household Saving in China: A Dynamic Panel Analysis of Provincial Data
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A Product-Quality View of the Linder Hypothesis
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Bequest and Tax Planning: Evidence From Estate Tax Returns
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Michael Moore
Younghwan Song

The Effect of Subjective Survival Probabilities on Retirement and Wealth in the United States
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James J. Choi
David Laibson
Brigitte C. Madrian

Simplification and Saving
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Charles Y. Horioka

Is the Eldest Son Different? The Residential Choice of Siblings in Japan
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Trevon D. Logan

On the Heterogeneity of Dowry Motives
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Differential Mortality, Uncertain Medical Expenses, and the Saving of Elderly Singles
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Evidence of a Shift in the Short-Run Price Elasticity of Gasoline Demand
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Stochastic Components of Individual Consumption: A Time Series Analysis of Grouped Data
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Myopia and the Effects of Social Security and Capital Taxation on Labor Supply
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Why Do Migrants Return to Poor Countries? Evidence From Philippine Migrants' Responses to Exchange Rate Shocks
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Melvin Stephens
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The Level and Composition of Consumption Over the Business Cycle: The Role of "Quasi-Fixed" Expenditures
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Matthew W. White

Evaluating Welfare with Nonlinear Prices
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Anthony Webb

Determinants and Consequences of Bargaining Power in Households
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Robert A. Pollak
Barbara S. Schone

Efficiency in Family Bargaining: Living Arrangements and Caregiving Decisions of Adult Children and Disabled Elderly Parents
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The Dissaving of the Aged Revisited: The Case of Japan
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Caitlin Knowles Myers
Mark L. Pocock

Time Zones as Cues for Coordination: Latitude, Longitude, and Letterman
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Selahattin Imrohoroglu

Consumption Over the Life Cycle: The Role of Annuities
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John A. List

Does Price Matter in Charitable Giving? Evidence From a Large-Scale Natural Field Experiment
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Jacob L. Vigdor

Do Rising Tides Lift All Prices? Income Inequality and Housing Affordability
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Charles Yuji Horioka

Do Borrowing Constraints Matter? An Analysis of Why the Permanent Income Hypothesis Does Not Apply in Japan
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Heather Royer

The Effect of Female Education on Fertility and Infant Health: Evidence from School Entry Policies Using Exact Date of Birth
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International Migration, Remittances, and Household Investment: Evidence from Philippine Migrants' Exchange Rate Shocks
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Felix Kubler

Collateralized Borrowing and Life-Cycle Portfolio Choice
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Stefan Nagel
Jeffrey Wurgler

The Effect of Dividends on Consumption
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Home Production and the Macro Economy-Some Lessons from Pollak and Wachter and from Transition Russia
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Educational Debt Burden and Career Choice: Evidence from a Financial Aid Experiment at NYU Law School
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David Laibson
Brigitte C. Madrian

Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds
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Sara Fisher Ellison

Internet Retail Demand: Taxes, Geography, and Online-Offline Competition
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The Causes of Japan's "Lost Decade": The Role of Household Consumption
w12082 Mark Aguiar
Erik Hurst

Measuring Trends in Leisure: The Allocation of Time Over Five Decades
w11951 Thomas C. Buchmueller
Sabina Ohri

Health Insurance Take-up by the Near Elderly
w11920 John Beshears
James J. Choi
David Laibson
Brigitte Madrian

Early Decisions: A Regulatory Framework
2005
w11892 Marianne Bertrand
Dean Karlin
Sendhil Mullainathan
Eldar Shafir
Jonathan Zinman

What's Psychology Worth? A Field Experiment in the Consumer Credit Market
w11809 Jerry Hausman
Ephraim Leibtag

Consumer Benefits from Increased Competition in Shopping Outlets: Measuring the Effect of Wal-Mart
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Joseph Lupton

To Leave or Not To Leave: The Distribution of Bequest Motives
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Tarun Sabarwal

A Simple Test of Adverse Events and Strategic Timing Theories of Consumer Bankruptcy
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The Transformation of Hunger: The Demand for Calories Past and Present
w11648 Luigi Guiso
Paola Sapienza
Luigi Zingales

Trusting the Stock Market
w11601 Mark Aguiar
Erik Hurst

Lifecycle Prices and Production
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Thomas DeLeire
Erzo F.P. Luttmer

Insuring Consumption and Happiness Through Religious Organizations
w11560 Midori Wakabayashi
Charles Yuji Horioka

Borrowing Constraints and Consumption Behavior in Japan
w11553 Ye Feng
Don Fullerton
Li Gan

Vehicle Choices, Miles Driven, and Pollution Policies
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editor

Analyses in the Economics of Aging
w11534 John Y. Campbell
João F. Cocco

How Do House Prices Affect Consumption? Evidence From Micro Data
w11518 B. Douglas Bernheim
Antonio Rangel

Behavioral Public Economics: Welfare and Policy Analysis with Non-Standard Decision-Makers
w11485 Wojciech Kopczuk
Joel Slemrod

Denial of Death and Economic Behavior
w11431 John A. Rizzo
Richard Zeckhauser

Generic Scrip Share and the Price of Brand-Name Drugs: The Role of the Consumer
w11405 Kevin M. Murphy
Robert H. Topel

The Value of Health and Longevity
w11395 Thomas C. Buchmueller
Price and the Health Plan Choices of Retirees
w11361 Manju Puri
David Robinson

Optimism and Economic Choice
w11327 Thomas S. Dee
Forsaking All Others? The Effects of "Gay Marriage" on Risky Sex
w11252 Eric A. Hanushek
John F. Kain
Steven G. Rivkin
Gregory F. Branch

Charter School Quality and Parental Decision Making With School Choice
w11239 Robert A. Pollak
Bargaining Power in Marriage: Earnings, Wage Rates and Household Production
w11227 A. Mitchell Polinsky
Daniel L. Rubinfeld

A Damage-Revelation Rationale for Coupon Remedies
w11163 John Laitner
Dan Silverman

Estimating Life-Cycle Parameters from Consumption Behavior at Retirement
w11122 George M. Constantinides
John B. Donaldson
Rajnish Mehra

Junior is Rich: Bequests as Consumption
w11079 Rob Alessie
Agar Brugiavini
Guglielmo Weber

Saving and Cohabitation: The Economic Consequences of Living with One's Parents in Italy and the Netherlands
2004
w11012 Morten O. Ravn
Stephanie Schmitt-Grohe
Martin Uribe

The Macroeconomics of Subsistence Points
w10980 Kathleen Beegle
Rajeev Dehejia
Roberta Gatti

Why Should We Care About Child Labor? The Education, Labor Market, and Health Consequences of Child Labor
w10976 Gary S. Becker
Kevin M. Murphy
Michael Grossman

The Economic Theory of Illegal Goods: The Case of Drugs
w10915 Julio J. Rotemberg
Fair Pricing
w10883 Ricardo Reis
Inattentive Consumers
w10819 Stefano DellaVigna
Ulrike Malmendier

Overestimating Self_Control: Evidence from the Health Club Industry
w10812 Ulrike Malmendier
Devin Shanthikumar

Are Investors Naive About Incentives?
w10765 Jeremy Greenwood
Ananth Seshadri

Technological Progress and Economic Transformation
w10707 Markus K. Brunnermeier
Jonathan A. Parker

Optimal Expectations
wise04-1 David A. Wise
editor

Perspectives on the Economics of Aging
w10514 John Ameriks
Andrew Caplin
John Leahy
Tom Tyler

Measuring Self-Control
w10509 Steven J. Davis
Magnus Henrekson

Tax Effects on Work Activity, Industry Mix and Shadow Economy Size: Evidence from Rich-Country Comparisons
w10498 Esther Duflo
Christopher Udry

Intrahousehold Resource Allocation in Cote d'Ivoire: Social Norms, Separate Accounts and Consumption Choices
w10462 Arthur van Soest
Michael Hurd

A Test for Anchoring and Yea-Saying in Experimental Consumption Data
w10461 Arthur van Soest
Michael Hurd

Models for Anchoring and Acquiescence Bias in Consumption Data
w10281 Gordon B. Dahl
Enrico Moretti

The Demand for Sons: Evidence from Divorce, Fertility, and Shotgun Marriage
w10261 Morten Ravn
Stephanie Schmitt-Grohe
Martin Uribe

Deep Habits
w10231 Mikhail Golosov
Larry E. Jones
Michele Tertilt

Efficiency with Endogenous Population Growth
w10226 Mark Grinblatt
Matti Keloharju
Seppo Ikaheimo

Interpersonal Effects in Consumption: Evidence from the Automobile Purchases of Neighbors
2003
w10175 Betsey Stevenson
Justin Wolfers

Bargaining in the Shadow of the Law: Divorce Laws and Family Distress
w10162 A. Mitchell Polinsky
Daniel L. Rubinfeld

Remedies for Price Overcharges: The Deadweight Loss of Coupons and Discounts
w10159 Shubham Chaudhuri
Pinelopi K. Goldberg
Panle Jia

Estimating the Effects of Global Patent Protection in Pharmaceuticals: A Case Study of Quinolones in India
w10062 William H. Crown
Ernst R. Berndt
Onur Baser
Stan N. Finkelstein
Whitney P. Witt

Benefit Plan Design and Prescription Drug Utilization Among Asthmatics: Do Patient Copayments Matter?
w10012 Jin-Tan Liu
James K. Hammitt

Effects of Disease Type and Latency on the Value of Mortality Risk
w9997 Nicholas Barberis
Ming Huang
Richard Thaler

Individual Preferences, Monetary Gambles and the Equity Premium
w9993 Dirk Krueger
Fabrizio Perri

On the Welfare Consequences of the Increase in Inequality in the United States
w9986 Peter C. Reiss
Matthew W. White

Demand and Pricing in Electricity Markets: Evidence from San Diego During California's Energy Crisis
w9926 Jeff Dominitz
Charles F. Manski

How Should We Measure Consumer Confidence (Sentiment)? Evidence from the Michigan Survey of Consumers
w9925 Mark V. Pauly
Kate H. Withers
Krupa Subramanian-Viswana
Jean Lemaire
John C. Hershey

Price Elasticity of Demand for Term Life Insurance and Adverse Selection
w9917 James Choi
David Laibson
Brigitte Madrian
Andrew Metrick

Passive Decisions and Potent Defaults
w9902 Axel Borsch-Supan
Lothar Essig

Household Saving in Germany: Results of the first SAVE study
w9896 Richard B. Freeman
What, Me Vote?
w9811 Joseph G. Altonji
Ernesto Villanueva

The Marginal Propensity to Spend on Adult Children
w9789 Andrew B. Bernard
Peter K. Schott
Stephen Redding

Product Choice and Product Switching
w9788 Anne Case
Angela Fertig
Christina Paxson

From Cradle to Grave? The Lasting Impact of Childhood Health and Circumstance
w9760 Bruce D. Meyer
James X. Sullivan

Measuring the Well-Being of the Poor Using Income and Consumption
w9745 Audrey Light
Kathleen McGarry

Why Parents Play Favorites: Explanations for Unequal Bequests
w9736 John A. List
Neoclassical Theory Versus Prospect Theory: Evidence from the Marketplace
w9714 Thomas Davidoff
Jeffrey R. Brown
Peter A. Diamond

Annuities and Individual Welfare
w9647 Tokuo Iwaisako
Household Portfolios in Japan
w9499 William N. Goetzmann
Massimo Massa

Disposition Matters: Volume, Volatility and Price Impact of a Behavioral Bias
w9429 Bradley T. Heim
Bruce D. Meyer

Work Costs and Nonconvex Preferences in the Estimation of Labor Supply Models
2002
w9394 Shin-Yi Chou
Jin-Tan Liu
James K. Hammitt

Health Insurance and Households' Precautionary Behaviors - An Unusual Natural Experiment
w9382 Jesus Fernandez-Villaverde
Dirk Krueger

Consumption over the Life Cycle: Facts from Consumer Expenditure Survey Data
w9350 Jeff DeSimone
Determinants of Drug Injection Behavior: Economic Factors, HIV Injection Risk and Needle Exchange Programs
w9330 Melissa Schettini Kearney
State Lotteries and Consumer Behavior
w9329 B. Douglas Bernheim
Antonio Rangel

Addiction and Cue-Conditioned Cognitive Processes
w9298 Jerry Hausman
Sources of Bias and Solutions to Bias in the CPI
w9232 Robert A. Pollak
Gary Becker's Contributions to Family and Household Economics
w9213 Anne Case
Christina Paxson
Joseph Ableidinger

Orphans in Africa
w9099 Robert A. Pollak
An Intergenerational Model of Domestic Violence
w8948 Nathan D. Grawe
Casey B. Mulligan

Economic Interpretations of Intergenerational Correlations
w8920 John Ameriks
Andrew Caplin
John Leahy

Wealth Accumulation and the Propensity to Plan
w8735 John Ameriks
Andrew Caplin
John Leahy

Retirement Consumption: Insights from a Survey
w8702 Jenny Williams
Frank J. Chaloupka
Henry Wechsler

Are There Differential Effects of Price and Policy on College Students' Drinking Intensity?
2001
w8688 Louis Kaplow
Steven Shavell

Moral Rules and the Moral Sentiments: Toward a Theory of an Optimal Moral System
w8651 James J. Choi
David Laibson
Brigitte C. Madrian
Andrew Metrick

For Better or For Worse: Default Effects and 401(k) Savings Behavior
w8642 Shelly Lundberg
Robert A. Pollak

Efficiency in Marriage
w8577 Charles Yuji Horioka
Are the Japanese Selfish, Altruistic, or Dynastic?
w8544 B. Douglas Bernheim
Katherine Grace Carman
Jagadeesh Gokhale
Laurence J. Kotlikoff

The Mismatch Between Life Insurance Holdings and Financial Vulnerabilities: Evidence from the Survey of Consumer Finances
w8509 Reuben Gronau
Daniel S. Hamermesh

The Demand for Variety: A Household Production Perspective
w8495 Anne Case
Does Money Protect Health Status? Evidence from South African Pensions
w8473 Joseph G. Altonji
Ulrich Doraszelski

The Role of Permanent Income and Demographics in Black/White Differences in Wealth
t0272 Patrick Bajari
C. Lanier Benkard

Demand Estimation With Heterogeneous Consumers and Unobserved Product Characteristics: A Hedonic Approach
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James X. Sullivan

The Effects of Welfare and Tax Reform: The Material Well-Being of Single Mothers in the 1980s and 1990s
w8262 Kent Smetters
Jennifer Gravelle

The Exchange Theory of Teenage Smoking and the Counterproductiveness of Moderate Regulation
w8237 Annamaria Lusardi
Jonathan Skinner
Steven Venti

Saving Puzzles and Saving Policies in the United States
w8234 Todd W. Allen
Christopher D. Carroll

Individual Learning About Consumption
w8227 Amil Petrin
Quantifying the Benefits of New Products: The Case of the Minivan
w8176 Robert C. Feenstra
Matthew D. Shapiro

High-Frequency Substitution and the Measurement of Price Indexes
w8159 Casey B. Mulligan
Aggregate Implications of Indivisible Labor
2000
w7906 Karen E. Dynan
Jonathan Skinner
Stephen P. Zeldes

Do the Rich Save More?
w7874 Anne Case
I-Fen Lin
Sara McLanahan

Educational Attainment in Blended Families
w7839 Christopher D. Carroll
'Risky Habits' and the Marginal Propensity to Consume Out of Permanent Income, or, How Much Would a Permanent Tax Cut Boost Japanese Consumption?
w7826 Christopher D. Carroll
Portfolios of the Rich
w7791 B. Douglas Bernheim
Sergei Severinov

Bequests as Signals: An Explanation for the Equal Division Puzzle
w7785 Jerome Adda
Russell Cooper

The Dynamics of Car Sales: A Discrete Choice Approach
w7772 Ernst R. Berndt
Robert S. Pindyck
Pierre Azoulay

Consumption Externalities and Diffusion in Pharmaceutical Markets: Antiulcer Drugs
w7713 David M. Cutler
Edward Glaeser
Karen Norberg

Explaining the Rise in Youth Suicide
w7691 Anne Case
Christina Paxson

Mothers and Others: Who Invests in Children's Health?
w7663 David Joulfaian
Estate Taxes and Charitable Bequests by the Wealthy
w7650 Dora L. Costa
American Living Standards, 1888-1994: Evidence From Consumer Expenditures
w7594 Marianne Bertrand
Douglas Miller
Sendhil Mullainathan

Public Policy and Extended Families: Evidence from South Africa
w7545 Eli Berman
Zaur Rzakhanov

Fertility, Migration, and Altruism
w7463 Charles Yuji Horioka
Hideki Fujisaki
Wako Watanabe
Takatsugu Kouno

Are Americans More Altruistic than the Japanese? A U.S.-Japan Comparison of Saving and Bequest Motives
1999
w7238 Jonathan A. Parker
Spendthrift in America? On Two Decades of Decline in the U.S. Saving Rate
w7148 Dora L. Costa
American Living Standards: Evidence from Recreational Expenditures
w7046 Marianne Baxter
Urban J. Jermann

Household Production and the Excess Sensitivity of Consumption to Current Income
w7024 Ernst R. Berndt
Robert S. Pindyck
Pierre Azoulay

Network Effects and Diffusion in Pharmaceutical Markets: Antiulcer Drugs
1998
w6568 Christopher D. Carroll
Byung-Kun Rhee
Changyong Rhee

Does Cultural Origin Affect Saving Behavior? Evidence from Immigrants
w6549 Christopher D. Carroll
Why Do the Rich Save So Much?
1997
w6227 B. Douglas Bernheim
Jonathan Skinner
Steven Weinberg

What Accounts for the Variation in Retirement Wealth Among U.S. Households?
w6085 B. Douglas Bernheim
Daniel M. Garrett
Dean M. Maki

Education and Saving: The Long-Term Effects of High School Financial Curriculum Mandates
w6081 Christopher D. Carroll
Wendy E. Dunn

Unemployment Expectations, Jumping (S,s) Triggers, and Household Balance Sheets
w6054 Dora L. Costa
Less of a Luxury: The Rise of Recreation since 1888
1996
t0203 Steven N. Durlauf
Statistical Mechanics Approaches to Socioeconomic Behavior
1995
w5378 Joseph G. Altonji
Fumio Hayashi
Laurence Kotlikoff

Parental Altruism and Inter Vivos Transfers: Theory and Evidence
w5315 Daniel S. Hamermesh
Daniel T. Slesnick

Unemployment Insurance and Household Welfare: Microeconomic Evidence 1980-93
w5261 Albert Ando
Andrea Moro

Demographic Dynamics, Labor Force Participation and Household Asset Accumulation: Case of Japan
w5152 Michael J. Moore
Philip J. Cook

Habit and Heterogeneity in the Youthful Demand for Alcohol
w5126 Orazio P. Attanasio
Hilary W. Hoynes

Differential Mortality and Wealth Accumulation
w5099 Kathleen McGarry
Robert F. Schoeni

Transfer Behavior within the Family: Results from the Asset and Health Dynamics Survey
w5044 David Neumark
Andrew Postlewaite

Relative Income Concerns and the Rise in Married Women's Employment
w5033 Fumio Hayashi
Is the Japanese Extended Family Altruistically Linked? A Test based on Engel Curves
1994
w4950 Joseph G. Altonji
Thomas A. Dunn

An Intergenerational Model of Wages, Hours and Earnings
w4900 Orazio P. Attanasio
Thomas C. DeLeire

IRAs and Household Saving Revisited: Some New Evidence
w4771 Orazio Attanasio
Steven J. Davis

Relative Wage Movements and the Distribution of Consumption
w4629 Alan L. Gustman
Thomas L. Steinmeier

Retirement in a Family Context: A Structural Model for Husbands and Wives
1993
w4569 Albert Ando
Luigi Guiso
Daniele Terlizzese

Dissaving by the Elderly, Transfer Motives and Liquidity Constraints
w4454 Orazio P. Attanasio
A Cohort Analysis of Saving Behavior by U.S. Households
w4272 Zvi Griliches
Iain Cockburn

Generics and New Goods in Pharmaceutical Price Indexes
1992
w4181 James M. Poterba
Steven F. Venti
David A. Wise

401(k) Plans and Tax-Deferred Saving
w4163 Laurie Simon Bagwell
B. Douglas Bernheim

Conspicuous Consumption, Pure Profits, and the Luxury Tax
w4032 Martin Feldstein
College Scholarship Rules and Private Saving
w4019 David Neumark
Sanders Korenman

Sources of Bias in Women's Wage Equations: Results Using Sibling Data
w3976 Miles Kimball
Philippe Weil

Precautionary Saving and Consumption Smoothing Across Time and Possibilities
1991
w3834 Fumio Hayashi
Joseph Altonji
Laurence Kotlikoff

Risk-Sharing, Altruism, and the Factor Structure of Consumption
1984
w1468 Mervyn A. King
Jonathan I. Leape

Wealth and Portfolio Composition: Theory and Evidence
1976
terl76-1 Nestor E. Terleckyj
editor

Household Production and Consumption
1974
rugg74-1 Nancy D. Ruggles
The Role of the Computer in Economic and Social Research in Latin America
1962
holl62-1 Daniel M. Holland
Dividends Under the Income Tax
hanc62-1 George Hanc
The United States Savings Bond Program in the Postwar Period
1961
repo61-1 Price Statistics Review Committee
The Price Statistics of the Federal Goverment
1951
harr51-1 C. Lowell Harriss
History and Policies of the Home Owners' Loan Corporation
1942
habe42-1 Gottfried Haberler
Consumer Instalment Credit and Economic Fluctuations
1940
holt40-1 Duncan McC. Holthausen
Malcolm L. Merriam
Rolf Nugent

The Volume of Consumer Instalment Credit, 1929-1938
holt40-2 Duncan McC. Holthausen
Malcolm L. Merriam
Rolf Nugent

The Volume of Consumer Instalment Credit, 1929-38

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